Catastrophe Risk Analyst

Catastrophe Risk Analyst

If you're looking for the stability of a profitable, growing company with the entrepreneurial spirit of a startup, we're hiring. SageSure, a leader in catastrophe-exposed property insurance, is seeking a Catastrophe Risk Analyst.

In this role, you'll play a critical part in advancing the scientific, statistical, and model-based understanding of catastrophe risk across perils such as hurricanes, earthquakes, wildfires, floods, and severe convective storms. You'll support the development and evaluation of catastrophe models, enhance internal risk views, and deliver insights to inform underwriting, portfolio management, and reinsurance strategy.

What you'd be doing:

• Evaluate third-party catastrophe models (e.g., RMS, Verisk, CoreLogic) and contribute to the development of internal risk assessments.
• Analyze large datasets (e.g., exposure data, claims data, hazard data) to assess model performance, validate assumptions, and identify opportunities for improvement.
• Conduct claims analysis, event response, and post-event analytics.
• Support the integration of climate science and emerging research into catastrophe risk modeling and analytics.
• Collaborate with internal teams (underwriting, actuarial, reinsurance, risk, and data science) to apply research findings to real-world business decisions.
• Design and implement analytical tools or frameworks that improve model transparency, interpretability, and efficiency.
• Monitor and interpret academic, regulatory, and industry developments related to catastrophe risk modeling and analytics.
• Ad hoc job duties as assigned.

We're looking for someone who has:

• Advanced degree (Master's or PhD) in Atmospheric Science, Earth Science, Hydrology, Structural Engineering, Applied Mathematics, Statistics, or a related quantitative field.
• 3-5 years of experience in catastrophe modeling, natural hazard risk research, insurance analytics, or a related discipline.
• Proficiency with catastrophe modeling platforms (RMS, Verisk, AIR, etc.).
• Strong coding and data analysis skills (e.g., Python, R, SQL).
• Experience working with geospatial data and tools (e.g., GIS, QGIS, ArcGIS).
• Familiarity with stochastic simulation, probabilistic risk modeling, and quantitative methods.
• Excellent problem-solving, critical thinking, and communication skills.
• Ability to explain complex scientific or quantitative findings to non-technical audiences.
• Strong team player with a collaborative mindset and attention to detail

Highly preferred candidates also have:

• Experience working within (re)insurance, ILS, consulting, or catastrophe model vendor environments.
• Exposure to catastrophe model evaluation, event response analysis, or climate risk integration.
• Demonstrated interest in catastrophe modeling, risk analytics, or climate-driven hazard research.

Catastrophe Risk R&D:

At SageSure, the Catastrophe Risk R&D team is redefining how the industry understands and manages catastrophe risk. We operate at the intersection of science, technology, data, and industry insight, developing a proprietary view of risk that goes beyond traditional models. Our work shapes risk management strategy, capital allocation, and external market positioning, directly influencing how SageSure protects policyholders and partners in catastrophe-exposed regions.

Join the team that sees risk differently—and proves it.

About SageSure:

Named among the Best Places to Work in Insurance by Business Insurance for four years in a row (2020-2023), SageSure is one of the largest managing general underwriters (MGU) focused on catastrophe-exposed property in the US. Since its founding in 2009, SageSure has experienced exceptional growth while generating underwriting profits for carrier partners through hurricanes, wildfires, and hail. Available in 16 states, SageSure offers more than 110 home, flood, and commercial products on behalf of its highly rated carrier partners. Today, SageSure manages more than $3.2 billion of inforce premium and helps protect more than 970,000 policyholders.

We have more than 1,000 employees in a distributed workforce environment across 12 offices—Fairfield, CA; Mountain View, CA; Cheshire, CT; Jacksonville, FL; Tallahassee, FL; Tampa, FL; Chicago, IL; Jersey City, NJ; Marlton, NJ; Cincinnati, OH; Houston, TX; Sheboygan, WI—who are tackling the industry's toughest challenges.

SageSure is a proud Equal Opportunity Employer committed to building a workforce that reflects the spectrum of perspectives, experiences, and abilities of the world we live in. We recognize that our differences make us strong, and we actively seek out diverse candidates through partnerships with organizations, institutions and communities that represent various backgrounds. We champion belonging and inclusion for all identities, including, but not limited to, race, ethnicity, religion, sexual orientation, age, veteran status, ability status, gender, and country of origin, striving to create a culture where all individuals feel valued, respected, and empowered to bring their authentic selves to work.

Our nimble, highly responsive culture nurtures critical thinkers who run toward problems and engineer solutions. We relentlessly pursue better outcomes by investing in the technology, talent, and tools that position us to succeed in demanding markets. Come join our team! Visit sagesure.com/careers to find a position for you.