Senior Manager, Backend Product Management

Own execution of the end-to-end acquiring lifecycle: boarding → capture → clearing → settlement → funding → reporting Define and deliver detailed product requirements, APIs, and data models for transaction lifecycle and financial processing Own settlement and funding logic including interchange, fee calculation, net/gross settlement, and adjustments Drive reconciliation workflows ensuring consistency between transaction processing, settlement outputs, and reporting Define and validate interchange qualification logic, pricing constructs, and funding behaviors across lifecycle Partner closely with engineering on system design, architecture, and delivery of scalable platform services Identify and resolve financial discrepancies, lifecycle gaps, and data inconsistencies Collaborate with Risk, Finance, and Operations teams to ensure compliance and operational readiness Enable scalable, standardized capabilities to support multi-acquirer and multi-region deployment Use AI/ML, copilots, and agentic tools to accelerate discovery, synthesize requirements, inspect data patterns, summarize operational issues, draft product artifacts, and improve day-to-day execution while maintaining human review and governance Requirements 8 or more years of relevant work experience with a Bachelor Degree Advanced Degree (e.g. Masters, MBA, JD, MD) plus 5 years of experience 2 years of work experience with a PhD 9 or more years of relevant work experience with a Bachelor Degree preferred 7 or more relevant years of experience with an Advanced Degree preferred 10+ years of experience in payments or financial platform product/program roles Deep expertise in acquiring, clearing & settlement, funding, and reconciliation Deep understanding of interchange qualification, merchant pricing hierarchies, and settlement funding methods Strong experience defining APIs, financial data models, and transaction lifecycle workflows Experience with settlement engines, ledger/accounting systems, or financial platforms Experience working with global card schemes (e.g., Visa, Mastercard) Experience in multi-region acquiring platforms or partner-integrated environments Core Competencies Demonstrates deep expertise in the end-to-end acquiring lifecycle, including settlement, funding, and reconciliation, while effectively collaborating with cross-functional teams to ensure compliance and operational readiness. Proficient in defining APIs, financial data models, and transaction workflows to support scalable financial platform services. #J-18808-Ljbffr Jobtailor