Equipment Finance Documentation and Funding Spec

Job Summary The Equipment Finance Documentation and Funding Specialist is primarily responsible for the operational activities for the Equipment Finance department. This position will support critical procedures that ensure an efficient documentation practice, including application entry into the ASPIRE system, equipment loan/lease document preparation, review and system input, customer invoicing, funding equipment vendors, and booking transactions into the system. The incumbent is also responsible for all other critical risk management activities needed to minimize credit, documentation, and operational risks in commercial Equipment Financing. Key Responsibilities / Essential Functions Collects all required loan/lease documentation from vendors, customers, brokers, prospects, HomeTrust Bankers, and Equipment Finance personnel. Ensures that all loan and lease information is accurate and complete. Provides superior customer service to all internal and external customers and works with vendors and brokers to increase contract volumes. Ensures adherence to all regulatory and compliance procedures. Processes all commercial loan and lease modifications and renewals, ensuring timeliness, accuracy, and appropriate follow through. Completes Uniform Commercial Code (UCC) filings and monitors for UCC continuations and cancellations. Ensures lien perfection on titled equipment, verifies and tracks insurance, calculates sales and property tax, and tracks and monitors lease transactions. Helps to serve customers with questions related to the general servicing of their loan or lease. Assists in all areas of the equipment finance documentation, funding, booking, invoicing, payment processing, ACH and wires, customer service, and all other facets of the transaction from the inception to the conclusion. Maintain confidentiality and security of sensitive information. Education High school diploma or equivalent required. Required Qualifications 3+ years of equipment financing and leasing experience or similar experience in another industry. Demonstrated proficiency in basic computer applications, such as equipment finance systems and Microsoft Office products. Ability to understand and use bank policies and procedures to ensure operational efficiency, regulatory compliance, and manage exceptions. Familiarity with all federal and state banking regulations pertaining to lending and consumer finance, including fair lending laws, the Bank Secrecy Act, and the US Patriot Act. Demonstrated problem solving ability and effective time management skills. Above average communications skills with emphasis on listening and problem-solving skills. Preferred Qualifications Bachelor’s degree in Finance, Business Administration, Operations Management, or equivalent working experience in a related industry. 1+ years of experience in a lending department of a bank. Experience in equipment financing products, pricing, and documentation. Experience in a customer service‑oriented business environment. Previous experience with Commercial Finance Agreements (CFA), equipment loans, and all equipment lease documentation. Work Environment, Physical Requirements This job operates in a professional office environment and routinely uses standard office equipment such as computers, phones, photocopiers, and fax machines. Specific vision abilities required by this position include close vision, distance vision, and the ability to adjust focus. Physical activity requiring reaching, sifting, lifting up to 25 lbs., finger dexterity, grasping, feeling, repetitive motions, talking and hearing are required. The employee will frequently communicate and must be able to exchange accurate information with others. The employee may need to move around their office to attend meetings and to access files, machinery or other job‑related tools. DISCLAIMER: HomeTrust Bank is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned. HomeTrust Bank values and promotes diversity and inclusion in every aspect of our business and at every level within the company. We recruit, hire, and promote employees based on their individual ability and experience and in accordance with affirmative action and equal employment opportunity laws and regulations. Our policy is that we do not discriminate on the basis of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, pregnancy, marital status, status as a protected veteran, or any other status protected by federal, state, or local law. #J-18808-Ljbffr HomeTrust Bank