Sr Loan Processor (Bilingual) - Mortgage

Job Description

Job Description

FocusOne Mortgage Solutions is looking for a full-time in-house Bilingual Sr. Loan Processor. We are located in Northwest Houston. 

POSITION SUMMARY:

The Mortgage Sr. Loan Processor has the primary responsibility for the mortgage loan and all documentation from the receipt of the file through closing.

ESSENTIAL DUTIES:  

Member Communication

• Serve as the primary point of contact for borrowers through the loan process.
• Point of contact to gather information and explain process expectations.
• Provide regular updates to members, realtors, and other stakeholders.

Document & Loan File Management

• Collect, review, and validate all documentation for compliance with GSE and CU standards.
• Input and maintain data integrity in the loan origination system.
• Verify income, assets, and credit report information per AUS findings.

Underwriting & Closing Support

• Review appraisals, title reports, and flood certifications.
• Ensure satisfaction of all underwriting conditions.
• Finalize file for closing and submit to investors as required (Jumbo, VA, FHA).
• Monitor lock-in periods and request extensions when necessary.

Compliance & Policy Adherence

• Ensure adherence to federal and state mortgage regulations.
• Maintain knowledge of investor and insurer guidelines.
• Follow internal policies and workflows accurately and efficiently.

Perform related duties as required.

KNOWLEDGE AND SKILLS:

• Strong interpersonal and communication skills with the ability to manage multiple stakeholders.
• High attention to detail and ability to meet deadlines under pressure
• Proficient in data entry and mortgage software systems.
• In-depth understanding of conventional and special mortgage programs
• Working knowledge of federal/state lending regulations and GSE guidelines.

EXPERIENCE: 

• B.A. or B.S. degree in business preferred or equivalent work/educational experience.
• Successful completion of courses or seminars relating to mortgage banking processing and underwriting, and escrow.
• Minimum 2 years of experience as a mortgage loan processor, closer, or underwriter with an emphasis on conventional loan products

Job Type: Full-time

Pay: $60,000.00 - $65,000.00 per year

Benefits: 401(k), Dental insurance, Health insurance, Paid time off, Vision insurance

Schedule: Monday to Friday

Work Location: In person

 

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