VP, Credit Review Officer

A large financial institution is seeking an AVP-level Credit Review Officer. The role covers a diverse wholesale corporate credit portfolio spanning multiple industries and offers significant visibility with senior leadership. This position provides the opportunity to conduct in-depth credit reviews, identify and challenge potential weaknesses, and exercise a high degree of autonomy. Ideal for disciplined credit professionals looking to expand their expertise across a diverse set of corporate sectors. Key Responsibilities Conduct independent credit reviews across a range of corporate borrowers to ensure alignment with internal lending policies and regulatory standards. Assess borrower financial performance through in-depth analysis of financial statements, cash flows, leverage metrics, and overall capital structure. Evaluate internal and regulatory risk ratings, identify discrepancies, and recommend changes with clear supporting rationale. Review the adequacy and effectiveness of credit monitoring practices, performance covenants, and early-warning triggers. Analyze base-case and stress-case projections to evaluate borrower resilience and identify potential risk migration. Provide well-supported findings and challenge points to senior credit review leadership and frontline credit teams. Perform portfolio-level risk assessments and continuous monitoring to identify emerging trends or areas requiring closer oversight. Maintain active communication with credit, business, audit, and compliance partners to support timely and accurate risk assessments. #J-18808-Ljbffr Madison-Davis, LLC