Health Insurance Agent

Job Description

Pay: From $21.00 per hour + Commissions

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IMPORTANT!!!- MUST HAVE 2026 FFM Certification to start!

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Job description:

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ACA Health Insurance Agent to join our telesales team, working inbound and outbound calls with individuals shopping for coverage through the Affordable Care Act Marketplace. This is a licensed sales role: the agent assesses each caller's eligibility and subsidy options, recommends the right plan, and closes the enrollment during the call. Success means consistently meeting enrollment and quality targets while delivering a compliant, customer-first sales experience.

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Key Responsibilities

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• Handle a high volume of inbound and outbound calls with consumers seeking ACA Marketplace health coverage
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• Conduct needs assessments to determine subsidy eligibility (APTC/CSR) and household circumstances
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• Present and compare available Marketplace plans clearly, matching coverage to the caller's budget and needs
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• Guide callers through enrollment from quote to completed application, ensuring accuracy of all information submitted
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• Meet or exceed daily/weekly call volume, conversion, and enrollment quality benchmarks
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• Maintain compliance with CMS Marketplace guidelines, TPMO disclosure requirements, and call recording/documentation standards
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• Accurately document every interaction in the CRM/quoting platform
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• Stay current on carrier plan changes, network updates, and Open/Special Enrollment Period rules
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• Handle objections professionally and escalate complex cases as needed
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Qualifications & Requirements

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• Active state Health/Life insurance license required (or ability to obtain before start date)
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• Current, or able to complete, ACA Marketplace (CMS) certification and applicable carrier certifications
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• 1+ year of telesales, call center, or insurance sales experience preferred
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• Proven track record of meeting sales quotas in a fast-paced, metrics-driven environment
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• Strong phone presence with excellent listening, communication, and objection-handling skills
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• Comfortable navigating multiple systems (CRM, quoting engine, carrier portals) simultaneously on live calls
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• Reliable high-speed internet and basic computer literacy
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• High school diploma or equivalent required
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Benefits:

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• Dental insurance
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• Health insurance
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• Vision insurance
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• Work from home
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Experience:

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• ACA or Medicare: 1 year (Required)
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License/Certification:

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• Health Insurance License (in your resident state) (Required)
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• 2026 FFM Certification (Required)
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Work Location: Remote