Business Banking Relationship Manager 4 - Sacramento

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

Our Business Banking Relationship Managers play a pivotal role in helping our business clients achieve their financial goals.

They approach each and every day with a single purpose – to do the right thing by our business clients to help them achieve their vision for success and the lives they want to lead.

They will have access to an expansive set of products and solutions to better serve our business clients today and into the future.

**U.S. Bank offers a robust, market‑leading Business Banking compensation plan that rewards the full scope of your relationship‑building efforts—from loan generation to deposit growth to fee‑based production.

If you're ready to elevate your career and maximize your earning potential, apply today to learn more about the plan and explore the exciting opportunities available!

Role responsibilities include:

• Allocate 65–70% of time to active prospecting, self‑sourcing business, building a book from the ground up, and driving new client acquisition.

• Build, develop, enrich and manage new and existing relationships with business clients.

• Deliver financial expertise and client-centric solutions that build strong, long-term relationships.

• Assess and attend to clients' banking needs.

• Educate clients on available deposit and loan products and services.

• Recommend financial solutions based on each client’s unique goals and needs.

• Partner effectively with Treasury Management, Merchant Services and Business Banking Credit Card teams.

Basic Qualifications

• Bachelor's degree, or equivalent work experience

• 10 or more years of relevant experience

Preferred Skills/Experience

• Strong relationship management and business development abilities

• Well-developed analytical and problem-solving skills

• Basic knowledge of credit administration, analysis, and credit policy/procedure

• Knowledge of cash flow management and business credit underwriting with commercial credit training preferred

• Demonstrated understanding of basic financial accounting and analysis

• Broad knowledge of bank products and services that results in successfully identifying appropriate opportunities to sell the bank’s products

• Ability to work effectively with individuals and groups across the company to manage customer relationships

• Excellent presentation, verbal and written communication skills

• Demonstrated business acumen with knowledge of diverse types of businesses, industries, markets, financial and economic concepts

Location

The role offers a hybrid/flexible schedule. If not prospecting and meeting with clients, there's an in-office expectation of 3 or more days per week with the flexibility to work outside the office location for the other days.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants ( .

Benefits:

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

• Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here ( .

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program ( .

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $139,230.00 - $163,800.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.