Personal Lines Underwriter

Summary: Reviews and underwrites applications, renewals, endorsement requests, reinstatements and rewrites to appropriately evaluate, classify, and rate individuals and groups for insurance. Responsible for achieving the established customer service, profitability and efficient operation corporate goals by performing the following duties.Essential Duties and Responsibilities include the following. Other duties may be assigned.Maintains customer service levels, profitability and efficient operations as outlined by underwriting measurements. These levels will be measured utilizing underwriting audits, workload reports, and agent surveys.Under direction and within authority, reviews and underwrites applications, renewals, endorsement requests, reinstatements and rewrites on an account basis.Initiates policy non-renewals and/or cancellations as needed.Performs processing responsibilities, to extent necessary for underwriting productivity.Maintains current knowledge of underwriting work flow, procedures, and systems changes.As directed, properly communicates with agents and insureds.Documents files and properly closes out work per file.Participates in company meetings and educational opportunities.Performs underwriting training and assists as directed with advanced training.Assists with the development and implementation of necessary training for underwriting development as directed.Assists Operations Project Management & IS with development and testing of various products/projects as directed.Initiates positive suggestions for more effective and/or more efficient ways to underwrite and service business.Education and/or Experience:College degree; or two to three years of related expereience and/or training; or an equivalent combination of education and experience.Required Knowledge and Experience:To perform this job successfully, an individual should have knowledge of Internet software; Spreadsheet software and Word Processing software. Ability to calculate figures and amounts such as discounts, interest, commissions, and percentages. Ability to analyze and evaluate risks, consistently making fair and impartial judgments. Works to develop solutions to problems. Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. Ability to deal with problems involving several concrete variables in standardized situations.An individual must possess highly developed written and verbal communication skills. Ability to read and interpret documents such as safety rules, operating and maintenance instructions, and procedure manuals. Ability to write routine reports and correspondence. Ability to speak effectively before groups of customers or employees of organization. Must be able to manage relationships, workload and maintain consistent underwriting practices. Thorough knowledge of underwriting and processing procedures. Works under pressure and shifting priorities to achieve corporate goals.Physical Requirements: The work environment is typical of an office setting, where the employee may occasionally lift and/or move up to 10 pounds.The noise level in the work environment is usually moderate.Nodak Insurance Company complies fully with all federal, state, and local employment laws and shall provide equal employment and advancement opportunities for all persons regardless of race, color, creed, religion, national origin, sex, sexual orientation, age, the presence of any mental or physical disability, status with regard to public assistance or marriage, or any other category protected by local, state or federal law. #J-18808-Ljbffr