Finance Manager

Achieve is a leading digital personal finance company. We help everyday people move from struggling to thriving by providing innovative, personalized financial solutions. By leveraging proprietary data and analytics, our solutions are tailored for each step of our member's financial journey to include personal loans, home equity loans, debt consolidation, financial tools and education. Every day, we get to help our members move their finances forward with care, compassion, and empathetic touch. We put people first and treat them like humans, not account numbers. Job Description As a Strategic Finance Manager at Achieve, you will play a pivotal role in supporting our Lending Business Unit. You will dive deep into daily business operations with key stakeholders to drive financial planning and track performance. You will be a key thought leader, delivering actionable insights that shape business outcomes, enhance transparency, and improve decision-making for senior leadership. In addition to core FP&A responsibilities, you will partake in strategic finance initiatives and support go-to-market (GTM) strategy – partnering cross-functionally with Marketing, Product, Sales, and Capital Markets to align investment, pricing, and funding decisions with business priorities, financial goals, and market dynamics. Your contributions will be vital to executing business strategies and aligning them with Achieve's operational objectives and long-term strategic vision. About You Thrive in a fast-paced environment with the ability to prioritize and work independently. Possess strong interpersonal and communication skills to influence and engage senior leadership. Self-motivated and resilient, with a commitment to continuous improvement and high-quality results. Analytical by nature—you uncover insights that drive performance and strategic decision-making. Collaborative and growth-minded, contributing to team goals and broader company objectives. High attention to detail paired with ability to see the big picture and evaluate analyses with strategic business context. What You’ll Do Serve as the Finance Business Partner for one of Achieve Lending’s Business Units to drive business outcomes through strategic & analytical support. Partner with cross-functional leaders (ie. Product, Capital Markets, Pricing, Credit Sales, and Marketing) to drive topline growth and identify emerging risks/opportunities. Develop and own comprehensive short-term and long-range financial plans, in alignment with Achieve's product development and go-to-market strategies. Lead Strategic Finance workstreams for Lending, including capital allocation, scenario modeling, and ROI analysis to support long-term growth and efficiency. Define, track, and optimize key funnel conversion metrics with Marketing, Product and Sales (ie. customer acquisition, CAC/LTV, and channel performance). Collaborate with Capital Markets to evaluate funding strategy and sources, including market implications on pricing and product mix. Partner with Pricing and Analytics to monitor margins, customer segmentation, price sensitivity, and competitive dynamics to optimize unit economics. Develop and refine models supporting revenue recognition, cost structure optimization, and forward-looking projections. Prepare and present executive-level insights, dashboards, and reports to guide strategic decision-making, and promote accountability for results. Qualifications What You’ll Bring: 5+ years of experience in either financial planning and analysis, investment banking, management consulting, or a similar finance function; Big 4 experience is a plus. BA/BS in finance, accounting, or a related field; MBA is a plus. Experience in capital markets, funding strategy, or debt structuring within a lending or financial services environment. Demonstrated experience owning or contributing to pricing strategy, unit economics modeling, and customer profitability analysis. Proven ability to work cross-functionally with GTM and Product leaders to drive alignment between financial objectives and operational execution. Strong foundational skills in financial modeling and analysis with an attention to detail. Experience in supporting project management tasks, maintaining confidentiality and integrity throughout. Background in Operations Finance, Business Operations, or a related field. Excellent communication, teamwork, organizational, and interpersonal skills. Adaptability to quickly respond to changing business needs and complex business environments. A critical thinker who can investigate financial models and offer thoughtful insights and improvements. Additional Information Achieve well-being with: Hybrid and remote work opportunities 401(k) with employer match Medical, dental, and vision with HSA and FSA options Competitive vacation and sick time off, as well as dedicated volunteer days Access to wellness support through Employee Assistance Program, Talkspace, and fitness discounts Up to $5,250 paid back to you on eligible education expenses Pet care discounts for your furry family members Financial support in times of hardship with our Achieve Care Fund A safe place to connect and a commitment to diversity and inclusion through our six employee resource groups Note: We will be unable to facilitate H1-B Visa transfer or sponsorship, along with STEM-OPT Visa. Work from home/hybrid: We are proudly offering hybrid options in the Phoenix, AZ and San Francisco, CA metro market. We are offering 100% remote work in other approved PST, MST, CST locations. Salary Range $135,000 to $155,000 salary + bonus + benefits. Join Achieve Join Achieve, change the future. At Achieve, we’re changing millions of lives. From the single parent trying to catch up on bills to the entrepreneur needing a loan for the next phase of growth, you’ll get to be a part of their journey to a better financial future. We’re proud to have over 3,000 employees in mostly hybrid and 100% remote roles across the United States with hubs in Arizona, California, and Texas. We are strategically growing our teams with more remote, work-from-home opportunities every day to better serve our members. A career at Achieve is more than a job—it’s a place where you can make a true impact, have a sense of belonging, establish a fulfilling career, and put your well-being first. Attention Agencies & Search Firms We do not accept unsolicited candidate resumes or profiles. Please do not reach out to anyone within Achieve to market your services or candidates. All inquiries should be directed to Talent Acquisition only. We reserve the right to hire any candidates sent unsolicited and will not pay any fees without a contract signed by Achieve’s Talent Acquisition leader. #J-18808-Ljbffr