Senior Commercial Underwriter

Job Description

PLEASE NOTE: This is a remote role, but candidates must reside in FL, KY, ME, NY, NC, SC, or TX

About the Company

Our client is a publicly traded, financially strong insurance organization that has been profitable every year since 2007. They operate with a startup mentality backed by fully built-out infrastructure, including experienced IT, HR, legal, and claims teams. The company runs on a custom-built platform with significant AI investment, and carries excess capital to deploy into growth. They're expanding aggressively into new E&S commercial property segments and new state markets over the next several years.

About the Role

This is a production-focused Senior E&S Commercial Underwriter role supporting the company's expansion into warehouses, strip malls, lessor's risk, and other commercial property classes beyond their existing commercial coastal residential book. The right candidate brings deep underwriting acumen combined with strong broker relationship skills. This is a "hunter" role, not a desk underwriting position. You'll be assigned specific wholesale broker relationships and expected to build your own portfolio over time.

Key Responsibilities:

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• Underwrite and evaluate E&S commercial property accounts across cat-exposed properties, warehouses, strip malls, commercial coastal residential, and lessor's risk segments
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• Assess risks using knowledge of commercial sprinkler system ratings, fire protection requirements, and safety standards
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• Build and maintain wholesale broker relationships within target markets
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• Contribute to underwriting guidelines, policies, and procedures as the book grows
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• Conduct renewal underwriting to manage and improve book performance
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• Collaborate cross-functionally with Claims, Product Management, and Marketing
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• Analyze wholesaler books of business on a semi-annual basis and communicate findings to Sales leadership
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• Mentor less-experienced underwriters and underwriting assistants
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• Participate in cross-departmental projects including audits and user acceptance testing
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Qualifications:

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• Minimum 5 years commercial property underwriting experience
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• Deep familiarity with E&S markets, distribution, and underwriting practices
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• Experience underwriting warehouses, lessor's risk, and/or other specialty commercial property segments
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• Working knowledge of commercial sprinkler system ratings and fire protection standards
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• Familiarity with Florida, Texas, and/or South Carolina property markets
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• Demonstrated ability to build broker relationships and drive new business production
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• Strong verbal and written communication skills
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• Bachelor's degree preferred; professional designations (CPCU, AU, ARM, AINS, AIM, AIC) a plus
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Why we love this opportunity:

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• Profitable, well-capitalized company with a true growth trajectory, not a turnaround
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• Startup energy with the backing of a publicly traded organization and fully built infrastructure
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• Custom-built tech platform with heavy AI investment, no legacy system headaches
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• Remote flexibility with a small, nimble underwriting team
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• Real opportunity to build something from the ground up as the company expands into new states and product lines
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• Stock awards being rolled out for all employees
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