Enterprise Architect

Job Description

Job Description

Exciting Opportunity at Orange County's Federal Credit Union

Enterprise Architect

The targeted annual salary range is $182,920.00 to $250,000.00. Final offer will be determined based on experience, education, training/certifications and specialized skills.

OCFCU  will consider H1-B VISA transfer eligibility.

CREDIT UNION’S PURPOSE : Simple Banking. For People, Not Profit.

CREDIT UNION’S CORE VALUES : Integrity, Service Excellence, Growth & Development, High Performance, Mutual Respect, Community, and Fun

Workplace Excellence. Through our associates' opinions and voices, Orange County's Federal Credit Union is a proud recipient of the Peter Barron Stark Best of the Best Award for highest associate satisfaction in the workplace! As a leading financial service provider with over 80 years of experience serving 123,000+ members, Orange County's Credit Union is currently $2+ billion in assets & growing.

Generous benefits include:

• Anthem HMO/PPO, Delta Dental, Unum options - from day one
• Life insurance at no cost to employees.
• 401(k) – We match up to 6% of the employee’s contribution (dollar for dollar)
• Vacation hours – 13 days per year and rolls over year to year, and increases with tenure 
• Sick hours – 7 days per year and paid holidays
• Annual performance merit increases 
• Professional and personal development programs, including educational grants up to $1k per year, and step progression opportunities 
• Annual discretionary bonus 
• Professional, friendly work environment focused on achieving goals, recognizing successes, and excelling at member service.

POSITION SUMMARY:

Under minimal direction, the Enterprise Architect is responsible for designing cloud-native solutions, deconstructing our legacy architecture, and defining clear, executable roadmaps to modernize OCFCU’s technology platforms.

This role will work across core banking (Symitar/Episys), digital banking (e.g., Lumin), lending & payments, data & analytics, and integration platforms to move OCFCU from tightly coupled legacy systems to modern, scalable, secure, and observable architectures. This includes leveraging cloud services, APIs, event-driven patterns, and AI/LLM capabilities where they make sense, and ensuring everything is properly documented and ready for handoff to Operations.

This role will spend a significant portion of time embedded with teams reviewing designs, building reference implementations, prototyping, and helping teams ship better systems that can be operated reliably by OCFCU’s Infrastructure and Operations teams.

ESSENTIAL FUNCTIONS:

1. Enterprise & Solution Architecture (Hands-On)

• Designs target-state architecture for key OCFCU domains including:
  • Core banking & surrounding ecosystem (Symitar, Jack Henry integrations, payments, statements, ancillary services).
  • Digital banking channels (online, mobile, APIs, third-party fintech integrations).
  • Lending, onboarding, and back-office platforms.
• Creates end-to-end solution designs: context diagrams, sequence/flow diagrams, APIs, data models, non-functional requirements (NFRs), and security patterns.
• Develop reference architecture for:
  • Cloud-native services (e.g., Azure/AWS), APIs, and integration layers.
  • Event-driven workflows (e.g., member activity, transactions, alerts, service).
• Builds and maintains a living architecture blueprint and application portfolio for OCFCU, including current state, target state, and interim milestones that align with the technology roadmap.

2. Legacy Decomposition & Modernization

• Deep-dives into OCFCU’s existing legacy and vendor platforms: Symitar customizations, batch jobs, flat-file/EDI interfaces, on-prem services, and custom applications.
• Documents current-state architectures, dependencies, data flows, and technical debt in a form usable by engineers, operations, and leadership.
• Defines pragmatic modernization strategies, such as:
  • Encapsulating legacy systems via APIs.
  • Strangler patterns to incrementally replace monolithic functionality.
  • Re-platforming or re-architecting high-risk/high-value components.
• Prioritizes modernization efforts in partnership with the CIO, VP-level leaders, and business/product owners based on member impact, operational risk, and business value .
• Works closely with delivery teams to execute modernization iteratively, favoring measurable wins over “big bang” cutovers.

3. Cloud-Native & AI/LLM Patterns for Financial Services

• Designs solutions that leverage cloud platforms (e.g., Azure/AWS) with a focus on:
  • Security and regulatory compliance (NCUA, FFIEC, GLBA).
  • Resiliency, performance, and cost optimization.
  • Observability (logging, metrics, tracing, dashboards).
• Defines patterns for:
  • Containerization and/or serverless workloads.
  • API gateways, integration hubs, and secure connectivity to Symitar and other vendors.
  • Messaging/event-driven architectures (e.g., for real-time alerts, fraud signals, member interactions).
• Establishes reference patterns for integrating AI/LLM capabilities into OCFCU workflows and member experiences, such as:
  • Intelligent document processing (KYC, loan docs, servicing).
  • AI-powered member support, agent assist, and knowledge retrieval.
  • Analytics and decisioning enhancements (working with Data & Analytics teams).
• Partners with InfoSec and Risk to ensure AI use follows appropriate governance, privacy, and model/data protection practices.

4. Technical Leadership, Delivery Support & Handoff to Operations

• Embeds with OCFCU project teams and squads on critical initiatives as the lead architect, participating in design sessions, code/design reviews, and troubleshooting.
• Builds prototypes and reference implementations that:
  • Demonstrate new patterns (e.g., new API gateway patterns, event bus usage, AI integration).
  • De-risk complex integrations between core, digital banking, and external fintech partners.
• Provides hands-on guidance on API design, domain modeling (including domain-driven design where appropriate), data flows, and integration strategies around Symitar and other key platforms.
• Helps teams make thoughtful tradeoffs between the “ideal” architecture and practical delivery constraints, always ensuring a clear path toward the target state.
• Ensure solutions are fully prepared for handoff to Operations , including:
  • Up-to-date architecture diagrams and system overviews.
  • Runbooks, support models, and escalation paths.
  • Defined SLOs/SLAs and capacity/performance expectations.
  • Clear ownership boundaries between Application, Infrastructure, Security, and vendor teams.
• Collaborates closely with Infrastructure, Operations, and Service Desk teams to confirm monitoring, alerting, backup, and recovery procedures are in place before go-live.

5. Architecture Standards, Governance & Documentation

• Defines lightweight architecture principles and standards tailored to a credit union environment , focusing on member experience, security, resilience, and simplicity.
• Participates in or leads architecture/design reviews for major OCFCU initiatives, evaluating risk, reusability, and alignment with OCFCU’s target architecture.
• Maintains clear, concise architectural documentation (diagrams, architecture decision records, standards) that engineers, operations, and auditors can rely on.
• Partners with InfoSec, Risk, and Compliance to ensure that architecture support OCFCU’s obligations around data protection, business continuity, vendor management, and incident response.

6. Stakeholder Collaboration & Communication

• Translates complex technical topics into clear, non-technical language for OCFCU leadership, risk committees, and business partners—highlighting options, tradeoffs, and risks.
• Partners with leaders in Digital Banking, Core & Operations, Lending, Member