Senior Director, Product Management

Role Description

Affirm is building the next generation of consumer finance, and the Affirm Card sits at the center of that vision—blending debit, pay-over-time, and network-native experiences into a single product.

We’re looking for a Director of Product to lead the Affirm Card and Card Platform—owning both the end-user experience, the business outcomes of every card product, and the underlying platform that powers card issuance, authorization, servicing, and partner integrations.

This is a pillar-level leadership role responsible for defining strategy, building a high-performing team, and delivering durable business outcomes across one of Affirm’s most strategic product areas.

What you’ll do

• Own the Card domain end-to-end
• Define and drive the multi-year vision for Affirm Card across consumer experience, growth, and economics, inclusive of new card products that complement the one we have in market today.
• Lead the US direct to consumer card products (Affirm Cards, and in app virtual cards)
• Oversee our Card Platform (authorization, ledgering, servicing, controls) which powers the D2C products both domestically and internationally, along with a number of merchant and partner integrations.
• Translate company strategy into a coherent roadmap spanning multiple teams and systems
• Build and scale a high-performing product organization
• Manage and develop a team of PMs and PM leaders
• Establish product standards, operating cadence, and decision frameworks
• Build a durable org that delivers high-quality outcomes without direct involvement in every decision
• Drive business outcomes at scale
• Own GMV, engagement, unit economics, and credit outcomes for the Card domain
• Shape investment strategy, tradeoffs, and resource allocation across multiple product areas
• Partner with Finance and Credit to optimize profitability and risk
• Lead platform strategy and execution
• Drive platform capabilities that unlock velocity across Affirm (APIs, controls, servicing systems)
• Partner deeply with Engineering to make cost vs. value tradeoffs at the system level
• Ensure the Card Platform scales reliably across use cases, geographies, and partners
• Operate as a cross-functional leader
• Align senior stakeholders across Engineering, Design, Credit, Legal, Partnerships, and GTM
• Build strong relationships with external partners (networks, processors, wallet providers)
• Represent the Card domain in executive forums and company planning cycles

Qualifications

• 15+ years in product management, with experience leading multi-team product areas or platforms
• Track record of owning large domains or business lines with meaningful financial impact
• Experience managing managers and building high-performing PM teams
• Proven ability to create systems, processes, and culture that scale
• Ability to operate at portfolio-level altitude—connecting product decisions to company strategy
• Strong judgment across second- and third-order tradeoffs, especially in complex systems
• Experience in payments, cards, fintech, or adjacent infrastructure
• Comfort working on both consumer-facing products and backend platforms
• Ability to drive alignment across senior stakeholders and functions
• Strong product instincts paired with rigorous, data-driven decision-making

Benefits

• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
• ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount