Vice President, Card Portfolio Risk Strategy

You will join a high-impact team shaping how we grow responsibly at scale, partnering with senior leaders to translate insights into decisive credit actions. If you combine strong judgment, deep analytics, and executive-ready communication, this role offers meaningful scope, visibility, and development.As a Vice President, Card Portfolio Risk Strategy in the Card Credit Decisioning team, you will lead first-line portfolio risk strategies that set and govern risk appetite, drive profitable growth, and strengthen credit performance across the card lifecycle. You will work directly with product leaders and second-line risk partners to identify emerging trends, translate them into policy and line-management actions, and ensure disciplined execution against approved credit assumptions.Job responsibilitiesDefine the credit box in partnership with product leaders, Finance, and the second line of defense Credit Risk teamPartner with product and risk teams to assess expansion opportunities and define execution plans for new credit initiativesEstablish reviews and operating processes to ensure strong execution against credit assumptions and risk appetitePartner with risk strategy teams to define variables for new credit models and interface with the modeling team on the model suite and roadmapRecruit, coach, and develop high-performing talent to staff the Card Credit Decisioning teamDevelop and implement metrics to track performance and lead performance monitoring report-outs to senior leadershipContribute to policy and strategy development, including shaping credit policies and risk management frameworksMaintain a strong regulatory and controls environment through effective governance, documentation, and monitoringCollaborate across stakeholders including risk, underwriting, legal, and finance to balance growth and riskRequired qualifications, capabilities, and skillsBachelor’s degree in Finance, Business Administration, or a related field7 or more years of relevant experience in direct-to-consumer lending, originations, and/or retail credit at a complex, large-scale financial services organizationDemonstrated ability to evaluate and manage credit risk effectively with strong judgment in approving or recommending credit policyExceptional quantitative and qualitative finance and analytical skillsDemonstrated strategic thinking and execution skills with the ability to proactively identify opportunities to innovate and improve the businessProven experience collaborating across teams and lines of business within large organizationsExperience developing executive-level presentation materials and briefingsHigh level of personal initiative with a track record of setting and achieving challenging goals and demonstrating entrepreneurial leadershipPreferred qualifications, capabilities, and skillsAdvanced degree (Master of Business Administration, Master’s in Finance, Economics, Statistics, or a related discipline)Experience in credit card portfolio management, including credit line increase and line decrease strategies and lifecycle credit actionsHands-on experience partnering with model development teams on scorecards, policy models, and monitoring, including variable selection and performance governanceWorking knowledge of U.S. consumer credit regulatory expectations and risk controls (for example, Office of the Comptroller of the Currency and Consumer Financial Protection Bureau)Strong data fluency with analytics tools such as SQL, Python, SAS, or similar, including building repeatable performance monitoring and reporting routinesChase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.Equal Opportunity Employer/Disability/Veterans Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We’re proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions – all while ranking first in customer satisfaction. Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment. Full timePosting Date: 2026-06-15