Business Banking Relationship Manager

Description The Public Sector Banking Relationship Manager is responsible for maintaining and growing deposit relationships for public sector clients, such as government agencies and municipalities in California. In addition, this role includes expanding public finance opportunities for clients and prospects. In this role, the Relationship Manager serves as the primary point of contact and client advocate for the Bank’s Public Sector clients with deposits of over $1 million and lending opportunities ranging from $5 million to $50 million. Essential Functions Maintains and grows existing and new Public Sector deposit and lending relationships while providing superior customer service. Negotiates and structures new and renewed public finance loans; prepares and documents current applications; reviews and analyzes financial data and other relevant information to determine each customer’s eligibility for credit. Extensive knowledge of all bank products specifically for Public Funds; identifies relationship‑expansion opportunities and collaborates with partners to structure, coordinate, and fulfill credit and non‑credit solutions, including cash management. Initiates and implements an effective calling program to focus efforts on maintaining and increasing commercial banking relationships. Represents the Bank in community organizations and activities to enhance the Bank’s image and maintain and enhance a referral network with Centers of Influence for business development opportunities. Supports the Community Reinvestment Act through business development efforts. Actively participates in community organizations. Maintains a current knowledge of bank regulations. Ensures compliance with all Federal, State and Bank policies, procedures, and regulations. Other duties as assigned. Requirements Five years or more experience in sourcing and managing public funds and/or financial services in public finance with proven track record of exceeding performance in developing and maintaining business in the public sector. Bachelor’s Degree from accredited college in accounting, business, or finance or equivalent experience. Excellent sales skills with ability to meet or exceed established loan and deposit sales goals within expected timelines. Public Finance underwriting skills, including accounting, financial statement, and cash flow analysis experience. Working knowledge with structuring credit products for the public sector. Knowledge of a variety of Bank services, products, and lending requirements. Effective customer service methods and practices. Proficient knowledge of commercial lending policies, procedures, practices and documentation. Additional Comments River City Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, pregnancy, genetic information, disability, status as a protected veteran, or any other protected category under applicable federal, state, and local laws. Note River City Bank does not sponsor applicants for work visas. For CA residents please read Notice at Collection - California before applying. #J-18808-Ljbffr