Dividend -Skip Tracing Specialist

Skip Tracing SpecialistAbout Dividend At Dividend, we question convention, reward creativity, and always welcome new ideas. We are hungry to win, happy to help, and determined to succeed. Every day, we get to see the impact we've had on our customers, our partners, and on the world around us. So, take a look and see if you think you'd be a good fit for Dividend.This will be a dedicated skip tracing role, where collections calls and activities will still be a part of the role, but extensive skip tracing will be required daily on priority accounts and will leverage approved skip tracing tools to generate customer contact.We are looking for someone who has 1 -2 years of dedicated Collections Skip Tracing experience or similar function (example: fraud investigations)GENERAL FUNCTION:The LSR-III Skip Tracing Specialists work hand-in-hand across multiple departments including legal, compliance, operations, customer support and servicing. Providing the highest quality customer service while working with our customers to identify and remedy any issues that may arise.Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues and ensuring that actions and behaviors drive a positive customer experience. Operating within the bank's risk appetite, you will achieve results while consistently identifying, assessing, managing, monitoring, and reporting risks of all types.ESSENTIAL DUTIES & RESPONSIBILITIES:Communicates with late-stage delinquent customers via outbound collection calls/emails/texts to resolve delinquency and reduce losses; recommends appropriate payment programs where applicable to assist customers experiencing a financial hardshipPromptly handles inbound customer calls/emails/texts directly or transferred from third-party sub-servicer related to delinquency, hardship, complaints, system shut-off, or loan assumptionsCommunicates as necessary to third-party servicer account changes or required adjustmentsConfers with existing customers by telephone and/or email in an attempt to resolve escalated complaint issues not related to product/contractor performancePerforms skip tracing activities as needed to locate and contact delinquent customersDocument all customer interactions/account activities with concise and detailed account notesAdhere to all Dividend policies and procedures, including State and Federal collection regulationsOther projects and duties as assignedSUPERVISORY RESPONSIBILITIES: NoneMINIMUM KNOWLEDGE & SKILLS REQUIRED:High School diploma or equivalent3-4 years of Collections and Customer Service ExperienceStrong organizational skills and attention to detailExcellent written and verbal communication skillsHigh-level proficiency in Microsoft SuiteAbility to multitask, prioritize projects, and report to several managersA high level of enthusiasm, collegial attitude, and a willingness to perform a wide range of tasksAbility to work independently as well as collaborativelyDesire to work in an entrepreneurial but highly professional cultureExperience with Salesforce preferredBilingual- Spanish preferred