Commercial Credit Underwriting Portfolio Manager Team Leader

Position Title: Commercial Credit Underwriting Portfolio Manager Team Leader Business Unit: Credit Reports To: Manager of Commercial Credit Underwriting Portfolio Management Primary Office Location: 401 S Graham St., Charlotte, North Carolina 28202 Position Overview: Responsible for managing a team of Underwriting Portfolio Managers supporting the Commercial Bank, including portfolio management, credit underwriting, and development and oversight of the team. The Leader communicates and executes credit underwriting risk strategies while ensuring compliance with regulatory guidelines. The position oversees the quality of underwriting and the ongoing portfolio management performance metrics for the portfolio under their purview and manages a small assigned portfolio. Primary Responsibilities: Recruit, hire, train, and oversee a team of Underwriting Portfolio Managers responsible for underwriting, portfolio monitoring, and analyzing assigned portfolios. Ensure direct reports identify credit risks timely while meeting high standards of accuracy and quality. Communicate commercial credit underwriting and portfolio management policies, procedures, and frameworks to ensure accurate and quality underwriting and portfolio management practices aligned with the bank's risk appetite and regulatory standards. Provide guidance to direct reports so risk ratings are timely and accurate, and Regional Credit Officers and Credit Risk leaders have appropriate details to make informed decisions on credit requests for existing and new customers. Manage a small portfolio of accounts, including underwriting, portfolio monitoring, and analysis. Monitor and ensure direct reports manage assigned portfolios within acceptable tolerances and any published KPIs/KRIs. Ensure sustained satisfactory reviews by regulators, internal auditors, external auditors, and loan review for depth of underwriting, identification of policy exceptions, and appropriate underwriting stress analysis of credits underwritten. Work with the manager on group-wide initiatives for process, roles and responsibilities enhancements, and output improvements. Perform other related duties and projects as assigned. Education: BA or BS Experience: 7 years of job‑related experience Skills Required: Excellent management skills Excellent communication skills, both written and verbal Excellent organizational, analytical, and interpersonal skills Excellent customer service skills Ability to use a personal computer and job‑related software MS Word – Basic level MS Excel – Intermediate level MS PowerPoint – Basic level Exceptional knowledge of a wide range of commercial lending (C&I & Cap markets), underwriting practices, and banking practices Knowledge of commercial banking policies, procedures, and government regulations Licensures / Certifications: N/A Physical Requirements / Work Conditions: Travel may be required on occasion. Equal Employment Opportunity (EEO): It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status, or any other category protected by law. FNB provides all applicants and employees a discrimination and harassment‑free workplace. Visa Sponsorship: FNB will not provide sponsorship for employment‑based visas for this position; only candidates who are legally authorized to work in the U.S. will be considered. #J-18808-Ljbffr F.N.B. Corporation