Real Estate Associate

Under the direction of the Lead/Primary Loan Originator, performs part‑time office or non‑manual work directly related to the management or general business operations of PrimeLending and its customers and markets and promotes PrimeLending products and services to the team’s client base of realtors, builders, bank officers and potential and past clients. May serve as a partner to the Lead/Primary Loan Originator. Acts as a liaison between the Lead/Primary and/or other team members, in‑process customers, and branch operations staff. Responsibilities Engages in residential mortgage loan origination activities as defined by the SAFE Act, including taking mortgage loan applications and offering or negotiating terms of residential mortgage loans. Markets and promotes PrimeLending’s financial products. Associate Originators will not be subject to the minimum personal production standards for Loan Originators in order to qualify for a team relationship. Establishes and maintains relationships with realtors, bank officers, builders, and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required if partnering with lead/primary loan originator. Handles loan volume and assists with residential mortgage loans as directed by team lead/primary loan originator in a timely and efficient manner, while obtaining working knowledge of Company products as well as private and Government insured mortgage guidelines. Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre‑qualifying potential home buyers. Collects and analyzes information regarding the customer’s income, assets, investments, or debts. Schedules appointments with potential customers for the team. Interacts and interfaces with all parties involved in each individual loan transaction from application to closing. Obtains all necessary support documents including the appropriate fees and collects additional documents and promptly communicating loan status to all interested parties. Obtains remaining or uncollected loan documentation after closing. Negotiates terms and conditions of loans with customers. Stays abreast of changes in rules and regulations pertaining to private and government insured mortgages. Maintains a professional image and adheres to standards consistent with company policies and procedures. Meets customer service standards as outlined by management. Other functions as needed. Qualifications High school diploma or equivalent and appropriate licenses as required by state. Valid driver’s license and current automobile liability insurance. A minimum of 6 months real estate or financial services experience required. Maintain active NMLS registration and required licenses in good standing, in compliance with applicable laws. Interacts with regional & corporate departments, as well as customers, realtors, sales agents, builders, appraisers, etc. Demonstrated judgment and decision‑making ability. Excellent and effective presentation and communication skills, both verbal and written. Ability to quickly assess and process large amounts of data and use of appropriate AU and Loan Origination software technology. Must be active in the community and in those job‑related organizations to enhance the network of beneficial contacts. Continue to expand knowledge of issues influencing the industry and the organization. #J-18808-Ljbffr