Commercial Banking VP Portfolio Manager - National Industries

Responsibilities Analyze credit information to support lending decisions and processes for new and existing Commercial banking loans and credit solutions in an assigned portfolio of clients. Make credit decisions and recommendations in compliance with bank policies and procedures while maintaining an exceptional client service environment. Negotiate loan structures and terms and conditions that align client requirements with the bank risk appetite and policies. Assess client repayment capacity by utilizing financial models and analytical tools to recommend appropriate loan structures and collateral requirements. Sign off on new, renewal and extension loans within delegated authority. Monitor portfolio to identify deteriorating credit conditions and compliance, analyze metrics, and assess broader industry trends to spot risks and opportunities. Evaluate portfolio performance and recommend capital allocation strategies that optimize returns with investment objectives. Lead proposal development and deliver presentations to capture new business and expand client relationships. Network with industry contacts to gather competitive insights and best practices. Develop and execute business development plans focused on enhancing client relationships and growth opportunities within the portfolio. Build and maintain client relationships to ensure long‑term financial performance in collaboration with Relationship Manager and business partners. Structure and support new, renewal and extension loans aligned with client needs and bank & risk policies. Conduct financial analysis and risk assessments of clients’ credit information, for an assigned portfolio, to provide insights and make informed decisions. Monitor portfolio performance for assigned portfolio of Commercial Banking clients on an ongoing basis, taking corrective action when required. Minimize BMO’s risk exposure by adhering to credit policies, regulatory standards, and operational guidelines. Serve as a point of contact for service requests, ensuring expectations are consistently met or exceeded. Escalate issues when needed. Support and implement initiatives to enhance service quality, acquire new business and expand client relationships. Identify revenue and cross‑selling opportunities to enhance portfolio growth. Identify share of wallet opportunities. Leverage analysis tools to nurture and grow a portfolio that exceeds ROE thresholds and evaluate client returns on a proactive basis. Manage timely and accurate data entry into BMO's systems and leverage the data to support decision‑making. Provide specialized consulting, analytical and technical support. Exercise judgment to identify, diagnose, and solve problems within given rules. Work independently and regularly handle non‑routine situations. Qualifications Preferred 5–7years of relevant experience in credit or lending instruments or financial operations in a corporate or banking environment. If a Credit Qualifiable job, credit qualifications and associated credit knowledge and skills according to the credit portfolio requirements and qualification standards. Bachelor’s degree required; Business Administration, Finance and Accounting preferred. Any other related discipline or commensurate work experience considered. Deep knowledge and technical proficiency gained through extensive education and business experience. Foundational level of proficiency: Structuring Deals. Advanced level of proficiency: Problem Solving, Collaboration, Detail‑Oriented, Customer Service, Loan Structuring, Regulatory Compliance, Portfolio Management, Credit Risk Assessment, Banking Operations, Microsoft Office. Compensation Salary: $88,800.00–$165,600.00 (salaried). This figure may vary based on factors such as location, skills, experience, education, and qualifications for the role and may include a commission structure. Salaries for part‑time roles will be pro‑rated based on number of hours regularly worked. In addition, BMO offers a total compensation package that may include performance‑based incentives, discretionary bonuses, and other perks and rewards. Benefits Health insurance Tuition reimbursement Accident and life insurance Retirement savings plans Equal Employment Opportunity BMO is a proud equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex, sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state and local law. BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. #J-18808-Ljbffr