Product Manager

As the world changes and markets become more competitive, our clients’ needs become more complex. More than ever, we are competing for time, for opportunities, for relevance. Differentiation at all levels, including how we think about and engage with our clients, is so important. Our ambition is to unlock a more sustainable and prosperous tomorrow by helping businesses navigate the world’s risks. In the Americas, we will live up to that ambition by delivering value far beyond the insurance policies we provide. We are confronting our clients’ risk management challenges by finding solutions that further their strategic goals and help them build more sustainable, thriving businesses. What you’ll be doing Lead and own the product development and implementation of Workers’ Compensation related product solutions to establish AXA XL’s competitiveness and differentiated offerings in the Middle Market space; provide input into appetite and optimal portfolio Manage multiple related projects in a coordinated manner to achieve strategic objectives and ensure alignment with unit strategy. Ensure efficient and effective resource management, while balancing stakeholder engagement and risk management for US Middle Market initiatives. Focus on delivering value and benefits from the program outcomes, while aiming to complete projects on time and within budget. Provide thought leadership and expertise on policy construction, market standard offerings, and program structures with a primary focus on Workers’ Compensation Provide subject matter expertise regarding product details such as rates, rules, forms, & compliance Collaborate effectively with aligned Actuarial support and help drive key strategies around rate filings, pricing strategies, desired portfolio mix and line of business profit improvement strategies Establish strong working relationships with cross-functional groups including Claims, Compliance, Regulatory, Legal and other functions to engage and collaborate on issues related to the Casualty Lines of business Work on behalf of Middle Market team and underwriters as liaison on compliance topics, review all regulatory and compliance components of products the business intends to write, and advise on any business strategies that require input from regulatory or compliance Drive underwriting strategy and risk selection through understanding of the competitive marketplace, preferred risk characteristics, lessons from loss trends, and competitor offerings Represent AXA XL as a subject matter expert and thought leader at industry conferences enabling the organization to see around corners and stay ahead of industry trends and emerging risks You will report to the Senior Product Manager – Casualty Middle Market. What you’ll bring Eight or more years of Commercial Property & Casualty insurance experience in the field of legal compliance, regulatory relations, product development, underwriting or underwriting support with a focus on the Casualty Lines of business and the Middle Market segment. Experience with a Workers’ Compensation Independent Bureau or NCCI will also be considered. Familiarity with the deployment or management of Dividend Plans, Retrospective Rating, and/or Safety Groups Understanding of how state jurisdiction impacts Workers’ Compensation regulatory structure. Experience with California and/or the WCIRB of California are a plus. Comprehension of Federal coverages and their impact on policy structure Minimum education requires a College Degree with relevant experience. Ability to communicate effectively with others, both verbally and in writing Team player who takes initiative and is able to work independently Robust analytical skills Able to manage time, meet deadlines and adjust to competing priorities Understanding of the need for accurate and timely management information; effectively manages up and escalates issues that may impact business strategies or operational goals Salary & Benefits The U.S. base salary range for this position is USD 107,600-209,100. Actual pay will be determined based upon the individual’s skills, experience and location. We strive for market alignment and internal equity with our colleagues’ pay. At AXA XL, we know how important physical, mental, and financial health are to our employees, which is why we are proud to offer benefits such as a competitive retirement savings plan, health and wellness programs, and many other benefits. We also believe in fostering our colleagues' development and offer a wide range of learning opportunities for colleagues to hone their professional skills and to position themselves for the next step of their careers. For more details about AXA XL’s benefits offerings, please visit US Benefits at a Glance 2026. AXA XL is an Equal Opportunity Employer. #J-18808-Ljbffr