Associate Director of Compliance, Americas

Associate Director of Compliance, Americas Job type: Full Time; Department: Legal - 531; Work type: Hybrid; Location: United States (Remote) Cover Genius is a Series E insurtech that protects the global customers of the world’s largest digital companies including Booking Holdings, Intuit, Uber, Hopper, Ryanair, Turkish Airlines, Descartes, ShipRush, Zip, and SeatGeek. We also partner with Amazon, Flipkart, eBay, Wayfair, and SE Asia’s largest company, Shopee. Our partners integrate with XCover, our award‑winning insurance distribution platform, to embed protection for millions of customers worldwide each year. Our team and products have been recognized with dozens of awards, including a ranking by the Financial Times as the #1 fastest‑growing company in APAC in 2020. We operate across 20+ countries and many language groups, supporting diverse cultural programs such as CG Gives, which turns team members into social entrepreneurs and funds community initiatives globally. About the Role As the Associate Director of Compliance – Americas you will serve as the senior compliance leader for the Americas region. In this hands‑on leadership role, you will translate Cover Genius’s global compliance framework into robust regional execution. You will own the maintenance and improvement of the Americas compliance program—including US multi‑state insurance licensing, state regulatory filings, producer and adjuster license management, AML/sanctions obligations, and partner program oversight—while supporting the VP in building toward a unified global compliance operating model. You will partner closely with Americas insurance, partner services, customer, and product teams, ensuring compliance requirements are embedded in day‑to‑day operations rather than applied reactively. You will manage a small regional team and serve as the primary compliance interface for US, Canadian, and Latin American regulatory matters. Key Responsibilities Maintain and continuously improve the Americas compliance framework, including the company’s producer and adjuster license portfolio across US states and Canadian provinces, regulatory filing calendars, and state insurance department relationships. Track and assess regulatory developments across US, Canadian, and Latin American jurisdictions and work with legal to translate changes into clear implementation requirements for business and product teams. Review and monitor the design, distribution, and marketing of insurance and warranty products offered through Americas partners to ensure compliance with applicable state and federal requirements. Maintain and operate the Americas AML and sanctions compliance program, including OFAC screening protocols, suspicious activity monitoring, and escalation procedures in alignment with global policy. Support business and partner services teams in understanding their compliance obligations; deliver training and practical guidance that enables compliant operations without unnecessary friction. Execute compliance monitoring activities, prepare reporting for the VP, Global Compliance and the LRCA leadership, and contribute to ARC and Board‑level materials as required. Coordinate responses to underwriter audits, regulatory examinations, and information requests from US and Canadian regulators, ensuring accuracy, timeliness, and consistency with prior representations. Support the VP in building the internal controls, documentation standards, and evidence frameworks required for public company compliance maturity. Lead and develop a small Americas compliance team, maintaining high‑quality output, clear accountability, and a culture of continuous improvement. What you will bring 8–12 years of compliance experience within the insurance industry, with at least 3 years in a leadership or management role. Deep knowledge of US state insurance regulatory requirements, including multi‑state licensing, filing obligations, and producer/adjuster appointment management. Experience with AML, OFAC/sanctions compliance programs in a financial services or insurtech environment preferred. Familiarity with travel insurance compliance requirements and travel retailer regulatory structures will be highly regarded. Experience supporting or managing regulatory examination responses and underwriter audits. Ability to implement and operate compliance monitoring frameworks with measurable outcomes. Strong written and verbal communication skills, with the ability to translate complex regulatory requirements into clear business guidance. Experience working with compliance technology platforms, including workflow management, monitoring, and reporting functions; familiarity with common insurance compliance platforms such as Vertafore or Sircon is advantageous. Experience working in a fast‑growing, cross‑functional environment; insurtech or embedded insurance experience preferred. Bachelor’s degree in a relevant field; a postgraduate degree (JD or MBA) and/or CPCU, CRCM, or CAMS certification is desirable. What you will have Practical regulatory judgment—recognizing real risk versus noise. Ability to operate independently in a complex, multi‑jurisdictional environment while remaining aligned to global frameworks set by the VP. Collaborative instinct—building relationships with business teams rather than acting as a compliance gatekeeper. Strong organizational skills and ability to manage multiple concurrent regulatory and operational workstreams. Growth mindset and comfort with building and improving processes in a scaling business. Excellent attention to detail, particularly in licensing, filing, and audit‑response contexts. Why Cover Genius? Flexible PTO — taking time out is important for our teams to enjoy life and stay fresh. Flexible Work Environment — our teams are hybrid: work from home on Wednesday and Thursday, attend the office on Monday, Tuesday, and Friday with flexible start/finish times. Employee Stock Options — we reward people with ownership for their contributions to creating a world‑class company. Work with like‑minded people — passionate both about our work and giving back, supported by CG Gives peer recognition and rewards system. Social Initiatives — engaging in community projects through our programs. Join us and shape the future of embedded insurance. Compensation * The cash compensation range for this role is $140,000–$180,000. Equal Opportunity Statement Cover Genius promotes diversity and inclusivity. We do not tolerate discrimination, demeaning treatment of anyone, or harassment due to race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or any other legally protected status. Privacy and AI Disclosure By submitting your application, you acknowledge that we may collect, store, and process your personal data for recruitment purposes. We may use AI to assist in sorting applications, but all final decisions are made by our hiring team and no candidate dispositions are automated. We will keep your information on file for three years from the date of your application. For detailed information about how we handle your data and our use of AI, please review our full Privacy Policy. #J-18808-Ljbffr Neara