Residential Real Estate Specialist

Bank Of America Residential Real Estate SpecialistAt Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We're devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization.Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us!The Residential Real Estate Specialist (RRES) is the primary source of expertise for UHNW clients to deliver solutions for their complex and unique needs in financing residential real estate. Working in concert with the client team to ensure a holistic approach, the RRES facilitates structure and pricing of the product(s) that best fits the clients overall financial objectives. In addition, he/she works with the client and client team to obtain all financial documentation necessary. The RRES works closely with his/her partners within the product to ensure a smooth process, while communicating effectively and consistently with the client and client team throughout the process. The RRES serves as the product champion, communicating product, policy and program enhancements to client managers/advisors. He/she must demonstrate strong credit/underwriting skills with a deep level of mortgage product knowledge, and an ability to work within GWIM custom mortgage guidelines. The RRES has a minimum of 10 years experience in sales/underwriting within the residential real estate wealth management business. He/she is the market expert in his/her geographic market, understanding market values and trends, as well as how to sell against the competition. This position is subject to SAFE Act registration requirements. Pursuant to the SAFE Act requirements, all employees engaged in residential loan mortgage originations must register with the federal registry system and remain in good standing. Since your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to obtain and/or maintain SAFE Act registration may result in disciplinary action up to and including termination.Desired Skills:• 10+ years' experience with High net worth/Ultra high worth segment• Bachelor's degree Preferred• Excellent written and verbal communication skills• Strategic, critical thinker• Experience with resource planning• Process improvement expertise• Self-starter who can handle multiple projects and adjust to a changing environment• Proven ability to work in a fast-paced environment, under pressure with confidentiality• Highly organized and detail oriented• Strong relationship management skills; proactively building and maintaining relationships across a variety of constituents• Resourceful with proven ability to assume a leadership role in resolving issues and driving solutions with minimal direction – operates well in the graySkills:Client Experience BrandingCustomer and Client FocusLoan StructuringClient ManagementConsultingCredit and Risk AssessmentFinancial AnalysisIssue ManagementAttention to DetailCollaborationExecutive PresencePresentation SkillsPrioritizationMinimum Education Requirement: High School Diploma / GED / Secondary School or equivalentFor internal employees; participation in a work from home posture does not make you ineligible to post.Shift: 1st shift (United States of America)Hours Per Week: 40Pay and benefits informationPay range $148,900.00 - $214,200.00 annualized salary, offers to be determined based on experience, education and skill set. Discretionary incentive eligible. This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company. Benefits This role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.