Business Analyst

Payrate: $70.00 - $75.00/hr.


Summary:
We are seeking an experienced contingent worker to cover the Credit Global Process Owner role during a period of maternity leave. This individual will step into an established function and be responsible for maintaining operational continuity, ensuring process performance and supporting in-flight initiatives across the domain. Company manages the financial lifecycle for thousands of Monthly Invoicing advertisers across. The Credit GPO ensures the processes and controls for Company's credit exposure is appropriate, risk is minimized, and revenue growth is supported. This role requires someone who can hit the ground running, bringing strong financial credit expertise and an understanding of how AI workforce solutions are reshaping finance operations. This is an operational leadership role - the focus is on maintaining the excellence of existing processes, managing day-to-day process ownership, supporting ongoing AI and automation initiatives, and ensuring seamless continuity for stakeholders and BPO partners throughout the cover period


Responsibilities:

• Process Ownership & Operational Continuity Assume day-to-day ownership of the end-to-end Credit process globally, including onboarding, credit application review & credit limit management.
• Maintain and operate existing credit processes to ensure they remain effective, efficient, controlled, compliant and aligned with global best practices
• Oversee the credit lifecycle including new credit applications through the Credit@ queue, account credit requests for credit line increases, and account maintenance through Case Management and dispute objects
• Ensure credit processes continue to support Company's revenue growth while maintaining appropriate risk controls across all global regions (AMER, EMEA, APAC)

• AI Workforce Solutions & Automation (Support & Execution):

• Support and progress in-flight AI workforce solution initiatives within Credit & Collections, working within the established roadmap and priorities
• Collaborate with Engineering, Product and the Revenue AI team to support the deployment of AI-native solutions in credit operations
• Maintain and refine existing AI agent skills and domain procedures, ensuring they remain accurate and effective - following the skills-based architecture where domain experts author governed procedures that AI agents execute with built-in controls
• Monitor AI agent performance and escalate issues, ensuring that compliance controls (SOX dual-review, AML screening, contact validation) remain embedded in all automated workflows Identify and flag opportunities for further AI automation to the returning GPO and leadership for future prioritization

• Risk Management & Financial Controls:

• Ensure Company's credit exposure is appropriate and risk is minimized across the global advertiser portfolio Operate within established credit risk frameworks, including credit scoring models, credit limit methodologies and portfolio risk monitoring
• Partner with the Global Risk Team to ensure ongoing alignment with enterprise risk appetite Maintain robust internal controls and ensure adherence to audit requirements, SOX compliance and regulatory standards

• Stakeholder Management & BPO Partner Oversight:

• Serve as the primary point of contact for Credit process queries during the cover period Collaborate with Revenue Operations, Sales, Finance Business Partners, Legal and Compliance teams to ensure credit processes support business objectives Manage day-to-day relationships with BPO partners (Client and others) executing credit and collections activities in Costa Rica, Kuala Lumpur and other global locations Provide oversight on Process Excellence reporting and investigate performance changes.

Minimum Qualifications:

• 6+ years of experience in financial credit, credit risk management, collections or revenue operations Solid understanding of end-to-end credit management processes including credit assessment, credit limit setting, portfolio management, collections and dispute resolution Familiarity with AI, automation or intelligent workflow solutions in a finance or operations context - the ability to work alongside AI-driven processes and support their ongoing operation
• Strong knowledge of financial controls, SOX compliance, audit requirements and risk management frameworks
• Proven ability to work cross-functionally with Engineering, Product, Operations and Finance teams
• Experience managing or partnering with BPO / outsourced operations
• Strong analytical skills with the ability to use data to drive decisions and measure process performance
• Excellent communication and stakeholder management skills, with the ability to step into an established role and build relationships quickly
• Bachelor's degree in Finance, Accounting, Business, Economics or a related field

Preferred Qualifications:

• Experience in advertising, technology or high-growth environments with complex, high-volume credit operations
• Exposure to AI agent or agentic workflow solutions in financial operations - particularly in credit decisioning, risk scoring or collections
• Experience with credit scoring models, financial risk analytics or predictive modelling Knowledge of global billing, invoicing and accounts receivable processes across multiple regions and currencies
• Experience with process mining, RPA (Robotic Process Automation) or intelligent automation platforms Professional certifications in credit management (e.g., CICM, FCI) or risk management (e.g., FRM, PRM)
• Prior experience in interim, cover or contingent worker roles - demonstrating the ability to onboard quickly and deliver from day one
• Experience working in a Shared Services / Global Business Services operating model

Pay Transparency: The typical base pay for this role across the U.S. is: $70.00 - $75.00 /hr . Non-exempt positions are eligible for overtime at a rate of 1.5 times the base hourly rate for all hours worked in excess of 40 in a work week, or as required by state or local law. Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education and experience. Full-time employees are eligible to select from different benefits packages. Packages may include medical, dental, and vision benefits, health savings accounts with qualified medical plan enrollment, 10 paid days off, 3 days paid bereavement leave, 401(k) plan participation with employer match, life and disability insurance, commuter benefits, dependent care flexible spending account, accident insurance, critical illness insurance, hospital indemnity insurance, accommodations and reimbursement for work travel, and discretionary performance or recognition bonus. Sick leave and mobile phone reimbursement provided based on state or local law.


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