Loan Underwriter

Loan Underwriter

Location: Remote

We are seeking a meticulous and customer-focused Loan Underwriter to join our Lending team at JG Wentworth. The ideal candidate will be responsible for reviewing loan applications, verifying essential information, and ensuring a high-quality experience for our applicants. This position will be reporting to the Underwriting Manager.

Responsibilities

Essential Functions

• Review and verify loan applications, including employment, income, identity, payment history, bank account history, and repayment ability.
• Maintain high standards of quality while processing a large volume of loan applications.
• Communicate effectively and timely with cross functional teams
• Detecting suspicious or potential fraud risk on loan applications
• Propose new ideas and recommendations to improve departmental processes.

Qualifications

Minimum Requirements/Preferences

• 2-5 years of experience in customer service, loan underwriting, consumer lending, personal banking, mortgage underwriting, or mortgage processing
• Familiarity with processing loans, financial statements, and income documents
• Must be able to easily articulate financial questions and document requests with processing team
• Ability to follow detailed procedures to verify applicant information and process applications
• Ability to take detailed notes and document work with attention to detail
• Strong communication, typing and writing skills
• Goal oriented and experienced with high-performance teams
• Strong time management and organization skills
• Extremely comfortable with computers and general aptitude for quickly learning new systems
• Ability to make lasting impressions, quickly build meaningful connections with people and a passion for delivering high-quality customer experience
• You thrive in a fast-paced, high-volume environment
• Ability to work effectively as part of a team and independently
• Detail oriented and a passion for accuracy
• Appreciate a team mentality and have a desire to contribute to our mission as a company
• Ability and willingness to work overtime as needed including weekends.

The skills mentioned above only describe the essential job functions and are not intended to be a complete list of all duties and responsibilities. All job functions must be performed in accordance with The J.G. Wentworth Company policies and procedures.

Benefits:

• Full Medical/Vision/Dental Benefits
• 401K with Company Match
• 15 Days PTO
• Paid Vacations & Holidays
• An Unmatched Company Culture
• Gym Membership Reimbursement
• Employee Referral Bonuses

J.G. Wentworth is an equal opportunity employer that is committed to diversity and inclusion in the workplace. We prohibit discrimination and harassment of any kind based on race, color, sex, religion, sexual orientation, national origin, disability, genetic information, pregnancy, or any other protected characteristic as outlined by federal, state, or local laws.

This policy applies to all employment practices within our organization, including hiring, recruiting, promotion, termination, layoff, recall, leave of absence, compensation, benefits, training, and apprenticeship. J.G. Wentworth makes hiring decisions based solely on qualifications, merit, and business needs at the time.