SBA Business Development Officer

SBA Business Development Officer

The SBA Business Development Officer will be responsible for sourcing a government guaranteed loan pipeline, appropriate structuring of lending opportunities, loan pricing in accordance with the bank's guidelines and fee/premium strategy, providing initial credit analysis for lending activities, and SBA/USDA form processing. Primary responsibilities include active business development and origination of SBA real estate and non-real estate loan products in the business marketplace along with USDA Business and Industry Program loan products.

Key responsibilities include serving as the outward facing representative of the bank regarding SBA and USDA Financing, developing customer relationships, analyzing prospective client's financial statements, collecting required financial and other documentation, proactively initiating business contacts, developing and maintaining a government guaranteed loan pipeline, counseling customers on SBA/USDA business financing needs, analyzing customer financial status, credit, and property evaluations, identifying opportunities for commercial lending, and maintaining confidentiality and security of sensitive information.

Job requirements include a bachelor's degree in business, finance, or related field, 8+ years of relevant experience including SBA lending experience, recent experience originating SBA loans with an SBA preferred lender, bondability, technical savvy, knowledge of federal and state banking regulations, knowledge of credit analysis functions, problem-solving skills, personal and professional integrity, proficiency in Microsoft Office products, and highly effective verbal and written communication skills.