Auto Refinance Loan Officer | Inside Sales

Auto Refinance Loan Officer – Inside Sales

North Austin, TX | Full-Time | 100% In-Office
$17/Hour During Training + structured commission | $10/Hour + Uncapped Commission After Training
Average Earnings: ~$70K | Six-Figure Potential | Top Performers Earn $200K+
You Know How to Sell. We'll Give You the Customers.
If you're an experienced sales professional who is motivated by competition, comfortable on the phone, and ready for an opportunity where your performance can directly impact your income, this could be the role you've been looking for. Gravity Lending is hiring Auto Refinance Loan Officers to join our Inside Sales team in North Austin.
Here's the difference between this role and traditional sales:
You're not cold calling random people hoping to create interest.
Our customers have already applied to refinance their auto loan. They're raising their hand and telling us they're interested. Your job is to connect with them, understand their situation, present their options, overcome objections, follow up, and ultimately get the loan funded. That's where your sales skills come in. If you're persistent, competitive, organized, coachable, and know how to close, your earning potential is uncapped.
What You Can Earn

Let's talk about the part that matters.
During Training
$17/hour + structured commission
You'll receive training on our sales process, systems, auto finance, lenders, underwriting, and the complete loan process.
After Training
$10/hour + UNCAPPED COMMISSION
Approximately $70,000 average annual earnings
Six-figure earning potential
Top-performing Loan Officers earn $200,000+
No commission cap
The more you learn, the better you become. The better you perform, the more you can earn.
Your paycheck has room to grow because your commission doesn't have a ceiling.
Hourly base plus commission. Actual earnings vary based on individual performance.
What You'll Do

As an Auto Refinance Loan Officer / Inside Sales Representative, you'll own your customer pipeline from application to funding.
Your day will include:
Contacting customers who have already applied for an auto refinance loan
Making and receiving a high volume of inbound and outbound calls
Building rapport and establishing trust with customers
Learning about each customer's financial situation and refinance goals
Presenting loan options and explaining the benefits clearly
Handling questions, concerns, and objections
Asking for the sale and moving customers toward the next step
Following up consistently on applications, documents, signatures, and lender requirements
Managing an active pipeline and keeping opportunities moving
Working closely with lenders, underwriting, processing, and other internal teams
Staying organized and accountable for your pipeline and production
Working toward individual and team sales and funding goals
This is a fast-paced, phone-heavy inside sales position. You'll spend a significant portion of your day talking with customers, following up, solving problems, handling objections, and working toward the close.
If you don't like being on the phone, this probably isn't the role for you.
If you love sales, competition, and the feeling of closing a deal, keep reading.
What Makes Someone Successful Here?

You don't need years of experience in auto finance. You don't need to know everything about auto loans on day one.
We can teach you the lending side.
What we can't teach as easily is the drive to sell.
We're looking for someone who:
Is motivated by uncapped earning potential
Is comfortable making a lot of phone calls
Can confidently communicate with different types of customers
Knows how to build rapport quickly
Isn't afraid to ask for the sale
Can handle rejection without losing momentum
Knows that follow-up is where sales happen
Is competitive and motivated by goals
Takes coaching seriously and applies feedback
Can stay organized while managing a busy pipeline
Takes ownership of their results
Wants to continuously improve
Sales Experience That Could Translate Well

If you've worked in inside sales, automotive sales, auto finance, loan origination, mortgage lending, insurance sales, financial services, call center sales, wireless sales, solar, roofing, logistics, freight brokerage, merchant services, retail sales, or another commission-based sales environment, we'd love to hear from you.
Bilingual English/Spanish is a plus, but not required.
What We Give You

Starting a new career in auto finance can be a lot to learn. That's why we don't expect you to walk through the door knowing everything.
You'll receive structured training covering:
Auto refinancing
Credit and lending
Lender programs
Underwriting requirements
Loan processing
Sales techniques
Objection handling
Customer communication
Our systems and technology
The complete loan process from application to funding
And training doesn't mean you're thrown into the deep end and forgotten.
You'll have a team around you, coaching, feedback, and opportunities to continue developing your skills.
Why Gravity Lending?

Gravity Lending is an Austin-based company with a culture built around people, performance, teamwork, and growth.
We've been recognized as a Best Place to Work, and we're proud of the environment we've built.
We work hard. We compete. We celebrate wins. We recognize people who go above and beyond. And we believe motivated employees should have opportunities to grow.
Our employees are known as Gravinators, and you'll quickly learn that being a Gravinator is more than just having a job title.
It's being part of the team.
This Could Be Your Next Move

Maybe you're already in sales but feel like your income has hit a ceiling.
Maybe you're tired of cold calling.
Maybe you're in automotive, insurance, wireless, or another commission-based industry and want to take your sales skills somewhere new.
Or maybe you're simply competitive, motivated, and ready to see what you can earn when there's no cap on your commission.
If that sounds like you, we want to meet you.
Position Details

Job Title:

Auto Refinance Loan Officer / Inside Sales Representative
Location:

North Austin, TX
Schedule:

Full-Time
Work Environment:

100% In-Office
Training Pay:

$17/hour + structured commission
Post-Training Pay:

$10/hour + Uncapped Commission
Average Annual Earnings:

Approximately $70K
Top Performer Earnings:

$200K+
Bilingual:

English/Spanish preferred, but not required

J-18808-Ljbffr