Commercial Auto Claims Adjuster - BI

COMPANY OVERVIEW 

Founded in 1989, United Automobile Insurance Company is an innovative and established organization looking for Commercial Auto Claims Bodily Injury Adjuster to join our team. Family-owned, UAIC, is one of the largest privately held property and casualty insurance companies in the United States. The key to our growth and success is a commitment to providing quality service to our agents and customers, by providing disciplined underwriting, and strategic claims handling. Our ongoing efforts to invest substantial resources in personnel and technology are the foundation of our promise of assuring maximum efficiency and specialized operations in the industry. We are proud that our independent agents and customers have recognized our dedication by making UAIC the market leader in every state where we conduct business.

This position offers a  remote work arrangement, allowing the ideal candidate to work from their preferred location within the Southeast region.

SCOPE:

Responsible for investigating, evaluating, negotiating, and resolving Commercial Auto Bodily Injury claims involving fleet and commercial risks while delivering timely, fair, and compliant claim outcomes. 

DUTIES:

• Investigate moderate to severe BI claims, liability, coverage and damages. 

• Review policies, endorsements and combined single limit exposures. 

• Obtain statements, police reports, and medical records. 

• Review medical records and billing documentation 

• Evaluate causation, treatment necessity, and reasonableness of charges 

• Recognize red flags related to exaggerated or unrelated injuries 

• Evaluate injury severity, loss exposures. 

• Prepare comprehensive claim evaluations and reserve recommendations. 

• Negotiate settlements within authority. 

• Work closely with defense counsel. 

• Maintain quality documentation and compliance. 

• Experience handling coverage for Commercial vehicles up to 25,000 lbs. and 1–10 vehicle fleets. 

• Strong reserving knowledge (must have). 

SKILLS & EXPERIENCE

• Bachelor's Degree preferred or equivalent experience. 
• Active Florida Adjuster License required. 
• Minimum 3 years of Commercial Auto BI claims handling experience required. 
• Experience handling Florida claims preferred. 
• Guidewire experience preferred.
• Strong analytical and communication skills. 

BENEFITS:

• 401(k) Retirement Savings Plan with employer match.
• Comprehensive Medical, Prescription Drug, Vision, and Dental Insurance
• Paid Time Off, Holidays, and Leave programs.
• Flexible spending accounts
• Basic Life Insurance and Voluntary Life/ADD
• Short Term and Long-Term Disability

UAIC participates in the E-Verify program to confirm the employment eligibility of all newly hired employees. For more information about E-Verify, please visit

EQUAL EMPLOYMENT OPPORTUNITY 

UAIC participates in E-Verify to confirm employment eligibility of newly hired employees. UAIC is an Equal Opportunity Employer and makes employment decisions based on business needs, qualifications and merit without regard to protected status.