Mortgage Loan Officer

Senior Mortgage Loan Officer Job Locations: US-PA-King of Prussia Requisition ID: 2024-20143 Location Name: Oak Hill Plaza County: Montgomery Category: Mortgage Banking Position Type: Full-Time FLSA Status: Non-Exempt Value Proposition Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work‑life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers. Overview This is a full‑time, commissioned career opportunity that can be hybrid based out of our Oak Hill Plaza location in King of Prussia, PA . Work with customers and prospective customers to assist them in identifying and securing a mortgage loan that is appropriate for their individual financial circumstances and is designed to help them achieve their financial goals, including home ownership. Requires acting on internal leads but also cultivating external lead sources to generate origination of mortgage loans. A significant amount of time will be spent building relationships and soliciting first mortgages with realtors, builders, accountants, lawyers, financial advisors and other referral sources to obtain mortgage loan applications. Responsibilities Develop and expand referral sources to solicit first mortgages and maintain a continual stream of origination volume; maintain regular contact with realtors, builders, developers and other centers of influence. Collect and analyze applicant’s financial information at a branch location to assess qualification, interview applicants, and recommend appropriate mortgage products while advising on risks and benefits. Engage in customer‑specific persuasive sales activity to encourage potential customers to do business with the company and cross‑promote other services and financial products to referral sources. Perform work related to the loans originated, including obtaining and analyzing financial data, ensuring compliance, following up with customers via telephone and email, completing paperwork, and communicating throughout the process. Qualifications Education: High School Diploma or equivalent (Required). Experience: 4+ years in current residential mortgage lending (Required). Experience: 4+ years establishing referral sources outside of branch referrals to generate a continual stream of loan originations (Required). Experience: 4+ years proven ability to develop and maintain significant referral sources from contacts and relationships outside the organization (Required). Other Duties as Assigned by Manager This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company‑assigned and/or job related Compliance Programs, regulations and policies and procedures and for ensuring that all Compliance Training assignments are completed by established due dates. This includes, but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management. Pay Transparency This position is fully commissioned. Benefits Additionally, as part of our Total Rewards program, Fulton Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account or health savings account depending on the medical plan chosen; dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay and paid volunteer time; disability insurance coverage and maternity and parental leave; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about your potential eligibility for these programs, please visit Benefits & Wellness | Fulton Bank. NMLS This position may require incumbent to be registered in the Nationwide Mortgage Licensing System and Registry. Incumbents who are required to register will be notified in writing. EEO Statement Fulton Bank is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status. Sponsorship Statement As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future. #J-18808-Ljbffr