Indirect Junior Underwriter - Fort Worth, TX

Job Description

Job Description

Come join our ever-growing Indirect Auto Lending Program, as a Junior Underwriter, offering on the job training!   

The Indirect Lending group has an exciting opportunity for a Junior Underwriter. This is a fast paced, everchanging, highly rewarding position in our largest volume department within EECU.   

Indirect Junior Underwriter is responsible for making a thorough loan decision in a fast-paced environment. Responsible for underwriting all auto loans that originate at an indirect dealership.

Once training has been completed, these will be the key responsibilities for the Indirect Junior Underwriter. Must possess the ability to understand and implement the lending guidelines to maintain an acceptable credit risk. Loans submitted through indirect must comply with EECU’s lending criteria and SOP’s, as well as State requirements; therefore, Jr. Underwriter must maintain working knowledge of all State and Federal guidelines, as well as EECU’s internal policies. The Indirect Jr. Underwriter will be directly responsible for responding to dealers in a timely manner on all loan applications and requesting the contacts are submitted to EECU for all approved loan requests. Will work directly with the dealer on any contracts issues that fall outside of original approval. Position requires diplomacy and tact in working directly with dealers.

The ideal candidate must have the following skills and qualifications:

• Strong Customer Service background
• Great attention to detail
• Excellent Communicator
• Ability to Negotiate
• Results Driven
• Team Player
• Dependability and Punctuality is a must
• Multi-tasking at a high level
• Ability to overcome adversity
• Relationship building; able to connect with a highly diversified dealership audience
• Strong systems knowledge and proficient in Excel for reporting
• High school degree or equivalent is required with a college degree or business-related education preferred
• M ust be available: Monday- Friday between hours 8am-9pm rotating schedule, Saturdays 9am-8pm. 
• EECU will, in compliance with applicable laws, evaluate an applicant's credit history. Only applicants with good credit history will be considered for open positions.
• Position is Hybrid once training is successfully completed, with 3 days in office per week.

Responsible for compliance of all Federal and State rules and regulations pertaining but not limited to Bank Secrecy Act, Anti-Money Laundering, Bank Bribery Act, NCUA Privacy Regulations, Reg B, Reg Z, Service Members Civil Relief, and FCRA/FACTA. Required to attend initial and ongoing annual Bank Secrecy Act training. 

For more than 92 years, Fort Worth-based EECU community credit union has been committed to providing members A Better Way of Banking®. Today, EECU is one of the largest credit unions in Texas with over $4.5 billion in assets and serves over 315,000 members through 22 financial centers across North Texas. In the true spirit of the credit union philosophy “people helping people” EECU was recently honored with the Fort Worth Business Press Corporate Philanthropy Award for employee volunteerism, named Best Bank/Credit Union by the Fort Worth Star Telegram’s readers, and became the 1st credit union in Fort Worth to become Blue Zones certified for promoting employee well-being.   

EECU is an EOE/Vets/Disabled Employer. 

We are an Equal Opportunity Employer and do not discriminate against applicants due to veterans status or on the basis of disability. 

For more information on our organization and benefits please visit EECU Careers at