Associate, Loan & Trade Finance

Job Description

Process bilateral and syndicated loans and trade finance transactions for corporate and financial institution clients, reporting to the Operations Manager.

Loan Operations

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• Check loan setup requests against credit terms and send them for system booking.
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• Process drawdowns once all conditions precedent are cleared.
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• Coordinate rate fixing and funding with Treasury.
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• Coordinate incoming and outgoing funds with Branch Operations.
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• Process interest, principal, and fee payments accurately and on time.
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• Handle early repayments and restructurings.
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• Investigate and resolve posting errors and payment mismatches.
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• Process rate changes, tenor extensions, and amendments, and keep loan records current.
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Trade Finance Operations

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• Issue and amend letters of credit, standby letters of credit, and performance guarantees.
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• Process receivables purchase financing and trade loan drawdowns, repayments, and rollovers.
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• Review trade documents for completeness and compliance.
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• Verify customer instructions and authorizations.
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• Run transaction checks according to procedures and controls.
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• Ensure compliance with UCP 600, URDG, ISP98, and other ICC rules.
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• Run AML, sanctions, and KYC checks as needed.
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• Liaise with Compliance, Legal, business units, and the processing center.
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General

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• Follow all policies, controls, regulations, and procedures.
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• Spot and escalate risk and compliance issues.
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• Meet service levels and cut-off times.
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• Keep accurate transaction records.
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• Prepare management, MIS, and regulatory reports.
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• Support system testing, process improvements, and project rollouts.
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• Take part in contingency and business continuity planning.
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• Handle audit confirmations and ad hoc projects.
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• Streamline processes to cut redundancy and errors.
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