Business Development Manager - Apple Card and Savings

Role Number: 200693488Team: Software and ServicesLocation: Cupertino; New York CityWeekly Hours: 40Posted: 2026-11-04SummaryApple is seeking an experienced Business Development Manager to lead strategicpartnerships and the next phase of growth for Apple Card and Savings.In this role, you will manage critical partnerships and serve as the primary relationship lead,responsible for commercial engagement. We are looking for a driven, analytical, andcollaborative leader who thrives in fast-paced environments, navigates complexity andambiguity, and is passionate about delivering innovative, customer-first financial products.DescriptionAs a Business Development Manager for Apple Card and Savings, you will be responsible forthe end-to-end partnership management and strategic partner development. Your scope spansday-to-day operating cadence and long-range strategy: understanding of partner capabilities,governance and operational performance, identifying ongoing growth opportunities, andmaking business cases, as well as supporting structuring and contract negotiations as thepartnership evolves.You will also lead internal cross-functional engagements, collaborating with Product, ProductFinance, Engineering, Legal, Credit, Fraud, Marketing, and Operations.The ideal candidate combines problem solving skills, contract fluency, and operationalexecution with exceptional relationship management skills to navigate complex partnerdynamics and champion innovative customer experiences.Minimum Qualifications5-7+ years of business development or strategic partner management in payments,fintech, or financial services3+ years of direct experience within consumer credit card, co-branded financialproducts, or consumer lending ecosystemsProven experience managing large-scale partner programs, multi-stakeholdergovernance models, or enterprise-level platform transitionsBA/BS degree or equivalent practical experiencePreferred QualificationsIn-Depth Ecosystem Fluency: Comprehensive understanding of credit card programs and economics and issuer and payment network dynamics, including interchange and funding mechanics, co-brand partner agreements, and regulatory landscapesAnalytical & Financial Modeling: Ability to run scenario analyses, construct business cases, and build commercial frameworksProgram Governance: Experience leading working teams, joint steering forums, and managing multi-workstream internal and external engagementsInfluence & Collaboration: Exceptional interpersonal and executive communication skills, with demonstrated ability to align senior leadership and cross-functional teamsMaster of Business Administration (MBA) or equivalent advanced degreePay & BenefitsAt Apple, base pay is one part of our total compensation package and is determined within a range. This provides the opportunity to progress as you grow and develop within a role. The base pay range for this role is between $119,700 and $225,600, and your base pay will depend on your skills, qualifications, experience, and location.Apple employees also have the opportunity to become an Apple shareholder through participation in Apple’s discretionary employee stock programs. Apple employees are eligible for discretionary restricted stock unit awards, and can purchase Apple stock at a discount if voluntarily participating in Apple’s Employee Stock Purchase Plan. You’ll also receive benefits including: Comprehensive medical and dental coverage, retirement benefits, a range of discounted products and free services, and for formal education related to advancing your career at Apple, reimbursement for certain educational expenses — including tuition. Additionally, this role might be eligible for discretionary bonuses or commission payments as well as relocation. Learn more about Apple BenefitsNote: Apple benefit, compensation and employee stock programs are subject to eligibility requirements and other terms of the applicable plan or program.Pay & BenefitsAt Apple, base pay is one part of our total compensation package and is determined within a range. This provides the opportunity to progress as you grow and develop within a role. The base pay range for this role is between $119,700 and $225,600, and your base pay will depend on your skills, qualifications, experience, and location.Apple employees also have the opportunity to become an Apple shareholder through participation in Apple’s discretionary employee stock programs. Apple employees are eligible for discretionary restricted stock unit awards, and can purchase Apple stock at a discount if voluntarily participating in Apple’s Employee Stock Purchase Plan. You’ll also receive benefits including: Comprehensive medical and dental coverage, retirement benefits, a range of discounted products and free services, and for formal education related to advancing your career at Apple, reimbursement for certain educational expenses — including tuition. Additionally, this role might be eligible for discretionary bonuses or commission payments as well as relocation. Learn more about Apple BenefitsNote: Apple benefit, compensation and employee stock programs are subject to eligibility requirements and other terms of the applicable plan or program.EEO StatementApple is an equal opportunity employer that is committed to inclusion and diversity. We seek to promote equal opportunity for all applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics. Learn more about your EEO rights as an applicantEEO StatementApple is an equal opportunity employer that is committed to inclusion and diversity. We seek to promote equal opportunity for all applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics. Learn more about your EEO rights as an applicantAccessibilityAt Apple, we believe accessibility is a fundamental human right. You’ll find that idea reflected in everything here — in our culture, our benefits and our digital tools. By welcoming as many perspectives as possible, we help you build a career where you feel like you belong.Learn about accessibility in Apple’s workplaceLearn about reasonable accommodations for job applicantsAccessibilityAt Apple, we believe accessibility is a fundamental human right. You’ll find that idea reflected in everything here — in our culture, our benefits and our digital tools. By welcoming as many perspectives as possible, we help you build a career where you feel like you belong.Learn about accessibility in Apple’s workplaceLearn about reasonable accommodations for job applicantsApplication DeadlineApple accepts applications to this posting on an ongoing basis.Application DeadlineApple accepts applications to this posting on an ongoing basis.