Credit Card, Business Analyst

Wells Fargo Credit Cards is on an ambitious journey to build a best-in-class organization, and Business Analysts will play a critical role in shaping that future. As part of our transformation, you'll have the opportunity to work at the intersection of strategy, product, marketing, credit, risk, technology, operations, and customer experience to solve complex business problems and lead decisions that drive growth.Our vision is to develop versatile, multi-skilled leaders who can think holistically, analyze deeply, deliver results across the business, and develop general management and P&L ownership skills. You'll gain exposure to a fast-growing organization with a challenger mindset, where new ideas, continuous learning, and professional development are actively encouraged.Join now for a unique opportunity to help shape the future of the Cards business and make a meaningful impact while building a broad foundation for long-term career growth.In this role, you will: Exercise independent judgment to handle low to moderately complex profit and loss (P&L) initiatives related to business product and customer performance, marketing outcomes, or operational efficiency while demonstrating ownership of deliverables to support ideation, design, execution, and measurementContribute to business cases across multiple domains including marketing acquisition, credit risk, and analytics by translating product and customer growth strategy into clear analysis plans and by evaluating credit risk, operational impacts, and return on investment trade-offs Frame low to moderately complex business problems, combining product and customer insights, and develop recommendations based on data modeling using hypothesis-driven approachesBuild queries, models, and dashboards to analyze and display data for decision discussionsDevelop an understanding of how product variables and features impact customer conversion and go-to-marketMonitor post-launch performance and identify and document emerging risks by analyzing performance data, customer behavior, and marketing resultsCollaborate and consult with a variety of stakeholders including marketing acquisition, finance, analytics, risk, product delivery, technology, and operationsRequired Qualifications 2+ years of business analysis, strategy, product, marketing, finance, credit risk, or related analysis experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired QualificationsBachelor’s degree in Business, Finance, Economics, Statistics, Analytics, Mathematics, Engineering, Computer Science, or a related quantitative field.Demonstrated intellectual curiosity, adaptability, and the ability to thrive in fast-paced, ambiguous environments while managing multiple priorities.Strong analytical, business analysis, and structured problem-solving skills with the ability to translate complex business challenges into actionable recommendations.Experience analyzing credit cards, consumer lending, payments, banking, fintech, or financial services portfolios to identify trends, risks, growth opportunities, and performance drivers.Experience leveraging SQL, Python, Excel, Tableau, Power BI, or similar tools to extract, analyze, model, visualize, and communicate data-driven insights.Demonstrated ability to apply strategic thinking and data-driven decision-making to improve customer, portfolio, product, and business outcomes.Knowledge of customer acquisition, engagement, retention, portfolio management, credit risk, fraud, marketing analytics, or related cards business functions.Strong written and verbal communication skills, including the ability to develop business cases, present findings, tell compelling data-driven stories, and influence stakeholders at all levels.Experience conducting customer, market, competitive, and portfolio analysis to support strategic business decisions and growth initiatives.Proven ability to partner effectively with cross-functional teams and business leaders to drive strategic initiatives, process improvements, and measurable business results.Ability to work independently while collaborating effectively across teams and stakeholders.Consulting, strategy, business transformation, or financial services analytics experience preferred.Job Expectations:Willingness to work on-site at one of the stated locations on the job opening.This position offers a hybrid work schedule.Relocation assistance is not available for this position.This position is not eligible for visa sponsorship.Locations:2200 Concord Pike, Wilmington, DE 19803550 S Tryon St Charlotte, NC 28202401 Las Colinas Blvd W Bldg A Irving, TX 75039Pay RangeReflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities. $77,000.00 - $133,000.00Benefits Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.Health benefits401(k) PlanPaid time offDisability benefitsLife insurance, critical illness insurance, and accident insuranceParental leaveCritical caregiving leaveDiscounts and savingsCommuter benefitsTuition reimbursementScholarships for dependent childrenAdoption reimbursementPosting End Date:17 Oct 2026*Job posting may come down early due to volume of applicants.We Value Equal OpportunityWells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.Applicants with DisabilitiesTo request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.Drug and Alcohol PolicyWells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.Wells Fargo Recruitment and Hiring Requirements:a. Third-Party recordings are prohibited unless authorized by Wells Fargo.b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.SummaryLocation: WILMINGTON, DE; IRVING, TX; CHARLOTTE, NCType: