Manager, Credit Analysis

Your OpportunityCharles Schwab, we’re committed to empowering people to take ownership of their financial futures. Our culture is grounded in a client-first mindset, collaboration, and a shared commitment to doing what’s right.You’ll have the opportunity to grow your career while working alongside talented colleagues in an inclusive, high-performing environment. We invest in your development, support your well-being, and provide the tools and flexibility you need to make a meaningful impact. We believe in the importance of in-office collaboration and fully intend for the selected candidate for this role to work on site in the specified location(s): Westlake, TX The Manager, Credit Analysis will participate in complex credit underwriting and risk assessment for bank clients. Apply expertise in commercial credit, financial analysis, and loss mitigation to evaluate lending opportunities and manage portfolio risk.Skills for Success: Credit Risk Assessment & UnderwritingEvaluate complex credit opportunities by identifying risks and mitigation strategies.Apply sound judgment to balance risk and business growth objectives.Financial Analysis & DecisioningPerform cash flow analysis using financial statements and tax returns.Deliver clear, data-driven credit recommendations.Portfolio & Risk ManagementAssess portfolio risk across industries and economic cycles.Proactively identify emerging risks and mitigation actions.Regulatory & GovernanceEnsure compliance with AML/KYC, regulatory, and internal policy requirements.Maintain strong documentation and risk discipline.Influence & ExecutionPartner cross-functionally to drive underwriting decisions.Improve processes, tools, and operational efficiency.Stakeholder CommunicationCommunicate complex decisions clearly.Build trusted relationships across stakeholders.What you haveRequired QualificationsApplicants must be currently authorized to work in the United States on a full-time basis without employer sponsorship3+ years of commercial/private banking underwriting experienceStrong analytical skills; restructuring/foreclosure experienceBachelor’s degreeApplicants must be currently authorized to work in the United States on a full-time basis without employer sponsorship.Preferred QualificationsExposure to underwriting platformsPublic equity and debt market knowledgeSchwab & Career AlignmentDemonstrates client-first mindset, collaboration, accountability, and alignment to Schwab culture.Job SummaryRequisition ID: 2026-126426Posted Date: 1 day ago(9/3/2026 2:48 PM)Category: Finance & AccountingSalary Range: USD $85,000.00 - $125,000.00 / YearApplication deadline: 9/12/2026Position Type: Full time