Structured Working Capital Global Product Lead - Payments - Executive Director

Ignite your passion for product innovation by leading customer-centric development, inspiring solutions, and shaping the future with your strategic vision and influence.As the Structured Working Capital Global Product Lead within Trade & Working Capital, you will have global accountability and ownership for product strategy, P&L and end to end product delivery. You will leverage your advanced capabilities to challenge traditional approaches, remove barriers to success, and foster a culture of continuous innovation that helps inspire cross-functional teams create groundbreaking solutions that address customer needs.Trade & Working Capital (“TW&C”) is a division of J.P. Morgan Payments. TW&C connects counterparties with market-leading Supply Chain Finance, Receivables Finance, Inventory Finance, Contract Monetization, Commodity Trade Finance, Working Capital Lending, Export Agency Finance (EAF), and Traditional Trade solutions. Structured Working Capital is part of (T&WC) and includes Receivables Finance, Contract Monetization, Commodity Trade Finance and Inventory Finance. Job responsibilitiesOversees the product roadmap, vision, development, execution, risk management, and business growth targets; Owns product performance and is accountable for investing in enhancements to achieve business objectives; Oversee business continuity resiliency plansLeads the entire product life cycle through planning, execution, commercialization, and future development by continuously adapting, developing new products and methodologies, managing risks, monitor and report on product exceptions and achieving business targets like cost, features, reusability, and reliability to support growthCoaches and mentors the product team on best practices, such as solution generation, market research, storyboarding, mind-mapping, prototyping methods, product adoption strategies, and product delivery, enabling them to effectively deliver on objectivesManages product level P&L, balance sheet, RWA and capital, including planning and forecasting, forecasting management and reconciliationEnsure readiness for OCC and Audit; engage with Audit/Trade ControlsServe as the key point of connection with regulators and local governance bodiesEnsure products have obtained required regulatory, controls, and compliance signoff prior to launchManage Third Party Oversight (TPO) process and TPO relationship managementEnsures understanding of the client and regional market, and emerging trends to identify gaps and opportunities; research market dynamics and competitor landscape and identify opportunities for product differentiationPartners with Technology and Product Delivery to deliver a competitive digital platform strategyManages product level governance and risk and control environment, including product approvals and renewals and cross functional collaboration with Risk, Legal, and ComplianceRequired qualifications, capabilities, and skills8+ years of experience or equivalent expertise delivering products, projects, or technology applicationExperience in Trade & Working Capital, Payments, Investment Banking or Credit RiskExperience working with regulators and local governance bodies Extensive knowledge of the product development life cycle, technical design, and data analyticsProven ability to influence the adoption of key product life cycle activities including discovery, ideation, strategic development, requirements definition, and value managementProven experience managing large global teams and driving cross-regional collaborationExperience driving change within organizations and managing stakeholders across multiple functionsExceptional organization, communication, and management skillsStrong communication skills both verbal and written Preferred qualifications, capabilities, and skillsRecognized thought leader within a related field JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/VeteransJ.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. Full timePosting Date: 2026-08-04