Director of Financial Reporting

The Director of Financial Reporting will lead the company’s management, board, and stakeholder reporting functions, transforming financial and operational data into clear, decision-ready insights. This role is distinct from the accounting function. While the Chief Accounting Officer owns the general ledger, close process, and GAAP financials, the Director of Financial Reporting is responsible for (i) how the company present its performance—including KPIs, credit metrics, portfolio performance, and executive-level narratives and (ii) tailors this reporting depending on the audience and key users. The Director will serve as a key partner to the CFO, CAO, and Board, ensuring that reporting is accurate, consistent, and analytically rigorous, while elevating the company’s ability to understand and communicate its financial and operating performance. Key Responsibilities Management & Board Reporting Own the end-to-end production of monthly executive and board reporting packages Translate financial results into clear narratives, including drivers of performance, risks, and opportunities Standardize and continuously improve reporting formats, KPIs, and presentation quality Ensure alignment between financial results, operational metrics, and strategic priorities Draft monthly MD&A covering all aspects of performance, including loan originations, credit performance, collections, customer acquisition and cost center results Define, maintain, and evolve the company’s core KPI framework (originations, yield, delinquencies, losses, unit economics, etc.) Own reporting and analysis of credit performance across vintages, segments, and products Partner with Credit, Risk, and Operations teams to ensure consistency and integrity of performance metrics Develop forward-looking views on portfolio trends and emerging risks Cross-Functional Data Integration Integrate data from accounting (GL), servicing systems, and operational platforms into a cohesive reporting layer Reconcile and bridge GAAP financials to management reporting and operational metrics Serve as the “single source of truth” owner for enterprise-level performance reporting Forecasting & Performance Insights (in partnership with FP&A) Partner with FP&A to enhance variance analysis and performance tracking versus plan Provide presentation support for forecasting, budgeting, and scenario analysis Elevate the quality of insights delivered to senior leadership (not just reporting results, but explaining them) External Stakeholder Reporting Support In coordination with CFO and Treasury, support preparation of materials for owners, lenders, bank partners and other key stakeholders Partner with Strategy Group and F, P&A to provide financial projection support for annual strategy and budgeting effortsEnsure consistency between internal reporting, owner/board materials, and external communications Develop and update company overview presentations Systems & Reporting Infrastructure Lead the development of scalable reporting infrastructure leveraging tools such as Snowflake, BI platforms, and OneStream (or equivalent) Reduce manual processes and improve data accuracy, timeliness, and accessibility Establish governance around metric definitions and data integrity Qualifications Bachelor’s degree in Finance, Accounting, Economics, or related field; CPA or MBA preferred 12–15+ years of experience in financial reporting, FP&A, analytics, or related roles Experience in consumer finance, specialty finance, banking, or fintech strongly preferred Strong understanding of financial statements, but with a demonstrated ability to move beyond GAAP into business performance analytics Experience working with large, complex data sets and modern data environments (e.g., Snowflake, BI tools) Proven ability to create executive-level reporting and present to senior leadership and boards Storytelling with Data: Ability to synthesize complex financial and operational data into clear, compelling narratives Analytical Rigor: Deep understanding of drivers of financial and credit performance Cross-Functional Leadership: Able to operate across Accounting, Treasury, Credit, FP&A, and Operations Data Orientation: Strong comfort with data architecture, metric definitions, and reporting systems Executive Presence: Credible, concise communicator with senior leadership and Board Success Metrics (First 12 Months) Deliver a consistent, high-quality monthly board package with clear, actionable insights Partner with key finance, operations and strategy leaders to establish a standardized KPI framework used across the enterprise Eliminate inconsistencies between accounting, operational, and management reporting Improve speed and efficiency of reporting (reduced manual work, faster turnaround) Provide forward-looking insights that influence strategic and credit decisions #J-18808-Ljbffr