Associate, Finance Chime - San Francisco, CA, US

Associate, Finance

We are hiring for a Finance Associate to support our Finance Business Partnerships team at Chime. In this role, you will play a critical part in ensuring budgeting and forecasting accuracy while driving forward high-impact strategic and financial initiatives. You'll partner closely with business leaders and finance team members to provide insights, influence decision-making, and help shape Chime's financial strategy.

This role is also an opportunity to help transform how Finance operates at Chime. We're moving away from manual, reactive work toward a more strategic, insight-driven function, and this person will be at the center of that shift. You will own payroll and workforce planning end-to-end, partnering closely with People, Recruiting, and Compensation to drive headcount planning, forecasting, and investment decisions.

In parallel, you'll help lead efforts to leverage AI and automation across Finance, streamlining processes, improving reporting, and enhancing forecasting capabilities. Alongside this ownership, you'll contribute to highly visible cross-functional projects that directly support company-wide goals.

The base salary offered for this role and level of experience will begin at $101,000 and up to $140,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to:

• Own payroll and workforce planning end-to-end, ensuring accuracy, timeliness, and strong partnership with People, Recruiting, and Compensation teams.
• Build and maintain robust financial models to support headcount planning, forecasting, and strategic decision-making
• Improve forecasting accuracy and visibility through thoughtful modeling and reporting enhancements
• Partner across Finance Business Partnerships team and with leaders across the company to understand current workflows, identify opportunities for improvement, and drive more scalable, efficient ways of working
• Lead the adoption of AI and automation within Finance, identifying high-impact use cases and implementing solutions end-to-end to improve reporting, forecasting, and overall efficiency
• Operate as a trusted partner to leaders across the organization, influencing decisions through clear financial insights and tradeoff analysis
• Independently drive strategic, cross-functional projects from concept through execution

To thrive in this role, you have:

• Minimum 3+ years of Finance/FP&A, investment banking, consulting experience, or Big 4 accounting/advisory
• Bachelor's Degree, or equivalent degree in Finance, Accounting, Economics or other relevant field
• Experience building financial models for budgeting and forecasting with strong attention to detail
• Strong ownership mindset with the ability to navigate ambiguity and drive work to completion
• Excellent cross-functional collaboration and communication skills, with the ability to influence and drive conversations across all levels
• Demonstrated experience identifying, designing, or deploying AI-driven solutions within finance
• Advanced Excel and G-Suite skills; experience with tools like Pigment, NetSuite, Looker, Workday, Snowflake, or Python is a plus

At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank*—on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financial potential.

We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner's mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members.

We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress.

Because if we don't—who will?

*Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

What we offer for our full-time, regular employees:

• Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location. Whether you're coming in regularly or are part of our fully remote program, you'll stay engaged with your work and teammates.
• In-office perks including backup child, elder, and/or pet care, plus a subsidized commuter benefit to support your regular commute
• Competitive salary based on experience
• 401k match plus great medical, dental, vision, life, and disability benefits
• Generous vacation policy and company-wide Chime Days, bonus company-wide paid days off
• 1% of your time off to support local community organizations of your choice
• Annual wellness stipend to use towards eligible wellness related expenses
• Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents
• Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more.
• In-person and virtual events to connect with your fellow Chimers—think cooking classes, guided meditations, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!
• A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress

We know that great work can't be done without a diverse team and inclusive environment. That's why we specifically look for individuals of varying strengths, skills, backgrounds, and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.

Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis under provincial, federal, state, and local laws, regulations, or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws, including the San Francisco Fair Chance Ordinance, Cook County Ordinance, NYC Fair Chance Act, and the LA City Fair Chance Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation during any stage of the application process, please contact: View email address on click.appcast.io.

To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice.