Collector & Foreclosure Specialist | Portuguese Required

Job Description

Only candidates with US Work Authorization will be considered.

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Job Summary:

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The Collector & Foreclosure Specialist primarily functions as a collector, which includes contacting borrowers regarding past due loans. In addition, this function will assist the Team Leader by drafting demand letters, contacting the Bank’s attorneys (either in-house or external), produce reports, and participate on projects as designated by the Team Leaders;

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Key Responsibilities:

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The Collector and Foreclosure Specialist will handle functions pertinent to the Loss Mitigation Department including but not necessarily limited to: 

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• Managing severely past due loans thru the foreclosure process
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• Tracking foreclosure sales while providing detailed reporting to Management
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• Acting as the conduit between the Bank, the borrower, and the Bank’s attorneys
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• Review and submitting invoices representing the Bank attorneys’ fees
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• Maintain and understand the requirements of FDCPA
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• Outbound / Inbound calls to and from delinquent borrowers
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• Resolve past due loans while minimizing risk
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• Maintain and update calling activities within the designated system
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Key Performance Areas:

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• Maintain a working knowledge of the Bank’s policies and procedures related to its Domestic Lending Programs
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• Maintain compliance with all collections and foreclosure laws and regulations
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• Community involvement
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• Assist other divisions with reporting needs or other functions when available
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• Other tasks as assignment by management
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Qualifications & Requirements:

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• Perform all duties in accordance with the Vision and Values of Bradesco BAC Bank
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• Knowledge of applicable lending and banking laws and regulations
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• Ensure all borrowers are treated in an appropriate manner
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Language Skills: Excellent Written/Verbal skills. Must be fluent in Portuguese, Spanish is a plus

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Bradesco Bank provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.

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