Staff Accountant

Company Description HomeXpress – Your Leading Non-QM Mortgage Lender. Join our growing team and be part of the Top Non-QM Lender in the Business. We are known for closing mortgage loans with speed, ease, and convenience. Licensed in 46 States, we provide brokers with a full suite of mortgage products, including VA, FHA, & FHLMC. If you have a service first mentality and thrive in a fast-paced environment, HomeXpress is the place for you. Join us as we continue to grow and expand our business to the Non-Delegated Correspondent Channel! Job Description Job Description Position Name: Staff Accountant Department: Accounting / Finance Reports To: Accounting Manager or Controller Position Summary The Staff Accountant plays a key role in supporting accounting and financial reporting processes for mortgage loan origination, interim servicing, and loan sale activities. Responsibilities include journal entries and reconciliations for loan-level accounting and gain-on-sale recognition as well as general support of the close process. This is not a typical Staff Accountant role. It’s an opportunity for someone who is eager to learn, wants to take on new challenges, and wants to gain exposure to high-impact initiatives early in their career. With our recent acquisition by a public company, this position offers hands-on experience with public company reporting and structure, including involvement in 10-K and 10-Q processes. This role will also provide direct exposure to the first-year implementation of SOX compliance, offering invaluable experience in internal controls. Additionally, the team will be rolling out FloQast, giving the candidate the opportunity to build future-ready skills in close automation and AI-driven accounting tools. The ideal candidate demonstrates strong analytical skills, precision, and the ability to manage and reconcile large, complex datasets. Key Responsibilities Loan-Level Accounting and LHFS Activity Record daily loan-level activity, including fundings, sales, and payoffs. Reconcile loan-level data from the loan origination system (LOS) to accounting records. Investigate and resolve discrepancies between loan-level activity and general ledger balances. Prepare and record estimated interest accruals. Loan Sale Settlement Accounting Record journal entries associated with: Origination fees and costs Loan sale proceeds, gain-on-sale recognition, and fair value adjustments for loans held for sale Warehouse Line and Funding Accounting Record and reconcile activity related to warehouse lines of credit, including loan fundings, paydowns, and interest. Reconcile warehouse line balances to lender statements and internal loan funding records. Assist with tracking loan funding activity and ensuring accurate accounting for warehouse borrowings. Data Analysis and Reconciliations (Excel) Analyze large loan-level datasets using advanced Excel functions (e.g., pivot tables, XLOOKUP, VLOOKUP). Ensure traceability between loan-level system data, supporting schedules, and the general ledger. Financial Close and Reporting Support monthly and quarterly close processes, including journal entries, reconciliations, and supporting schedules. Prepare and maintain account reconciliations. Provide variance analysis and explanations related to assigned accounts. Audit and Compliance Support Prepare workpapers and supporting documentation for internal and external audits. Assist in responding to audit requests related to mortgage loan accounting activity. Maintain organized documentation supporting accounting conclusions and journal entries. Qualifications Education Bachelor’s degree in Accounting, Finance, or a related field. Experience 1–3 years of accounting experience, preferably in: Mortgage banking Financial services Loan accounting or loan operations Experience working with loan-level transactional data preferred. Technical Skills General Microsoft Excel proficiency required, including: Pivot tables

VLOOKUP / XLOOKUP

Data reconciliation techniques Experience with general ledger or ERP systems. Familiarity with loan origination systems (LOS) or mortgage servicing systems is a plus. Core Competencies Strong attention to detail and analytical ability Ability to work with large datasets and complex reconciliations Strong organizational and documentation skills Ability to meet deadlines in a fast-paced mortgage banking environment and take ownership of assigned responsibilities Effective communication and collaboration skills Additional Information All your information will be kept confidential according to EEO guidelines. Compensation: USD 64000 - USD 75000 - yearly