Commercial Banking Officer

Recognizing and valuing diversity strengthens our ability to attract, retain and engage associates and reinforces our relationship within our communities. Our associates are the most valuable asset we have. The collective sum of the individual differences, life experiences, knowledge and talent that our associates invest in their work represents a significant part of not only our culture, but our reputation and company’s achievement as well.****A Centier Associate**** is someone who embodies a servant heart, is unaccepting of anything less than remarkable service, and is self-motivated and driven to deliver exceptional results. Access to our Marathon Health Clinics which provide FREE visits & prescriptions, Generous Paid Time Off benefit, Tuition Reimbursement, 401K match, Associate Stock Ownership Plan, Daycare Reimbursement, FREE Onsite Fitness Center/Fitness Reimbursements, Health and Wellness Programs, the ability to have a voice with our Diversity/Equity/Inclusion Council, Career Growth, Work/Life Balance, AND MORE.**SUPERVISORY DUTIES:** May provide input in supervision of Administrative Assistant.**SUMMARY:** Generate new business through the lending of Bank funds in a profitable and safe manner and cross-selling other Bank products and services to both new and existing clients.**ESSENTIAL DUTIES:*** Generate new loan business by calling on new and current clients to discuss their financial needs, gathering pertinent data, making on-site visits and making the loan decision or presentation to the proper committee.* It is expected that a lender in this position generates approximately $10 million per year in net loan portfolio growth.* Develop a new business referral network by calling on centers of influence within the communities you serve.* Cross-sell Bank products and services as well as primary lending responsibility.* Make joint sales calls with Group Manager, Department Manager, and/or Senior Partner.* Provide complete information for timely preparation of loans to the Credit Department for presentations to the proper committee and make recommendations.* Review all documentation preparation to ensure that the Bank’s collateral position is safe.* Monitor each loan portfolio for delinquent loans, credit deterioration and documentation deficiencies and keep files updated with appropriate memorandums.* Provide financial counseling and World-Class Service Experiences to prospective and existing clients.* Assist Branch, Loan Servicing, CDP and Construction Services personnel regarding loan requests and loan questions.* Be an ambassador for Centier representing the Bank in community activities including business, charitable, civic and social.* Participate in workshops, seminars, and training as required.**KNOWLEDGE, SKILLS, & ABILITIES:*** Self-directed, high-energy collaborator.* Excellent organizational skills in order to multitask projects and initiatives.* Attentive to detail.* Excellent written and verbal communication skills.* Ability to communicate and work with groups as well as individuals as required.* Ability to understand financial spreadsheets and common commercial rations.* Ability to learn the benefits and features of the product lines of the Bank and to be able to relate them to potential clients during business development calls.* Knowledgeable in commercial real estate, commercial and industrial lending, and cash management services.* A proven history of successful business development and portfolio growth.* The ability to understand a variety of financial statements and tax returns to determine a potential or existing borrower’s financial position and cash flow.* Comfort with technology and the ability to adapt to new systems and processes.**MINIMUM REQUIREMENTS:*** Bachelor’s degree required.* 5+ years of Commercial Lending experience is required.* Apply with us!* Refer this opening to others!**Disability Accommodation Statement** Centier Bank is an Equal Employment Opportunity/Affirmative Action employer and is committed to providing reasonable accommodations to individuals with disabilities in the employment application process. If you need an accommodation due to a disability to use our online system to apply for a position at Centier Bank, please call us at View phone number on click.appcast.io or send us an email at View email address on click.appcast.io.**Equal Opportunity Employer: Disability/Veteran** Centier Bank is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.# ***Member FDIC*** #J-18808-Ljbffr Centier Bank