Chief Credit Officer (CCO)

Chief Credit Officer (CCO)

About the Company

Reputable community bank

Industry
Financial Services

Type
Privately Held

Founded
1987

Employees
201-500

About the Role

The Company is seeking a Chief Credit Officer (CCO) to lead the establishment of a centralized credit department with a focus on key underwriting. The successful candidate will be responsible for streamlining operations, centralizing and regionalizing loan document preparation, appraisal review, and special assets to enhance the efficiency, consistency, and scalability of the lending processes. This role involves close collaboration with a core group of key lenders, mentoring them, and introducing new concepts to support their professional development. The CCO will also be tasked with rapidly understanding the distinct characteristics of the company's diversified loan portfolio, including consumer real estate and agricultural loans, and identifying potential future risks across these borrower segments. Candidates for the CCO position at the company should have a bachelor's degree and a minimum of 5 years' experience in senior credit or lending roles, with a proven track record of success in leading and growing a financial institution. Superior enterprise risk management, compliance, and regulatory skills are essential. The ideal candidate will have a robust background in credit or examination, expertise in accounting and regulatory compliance within the banking industry, and a deep understanding of financial operations. Personal characteristics such as servant leadership, adaptability to diverse backgrounds, effective communication, and unwavering integrity are also key. The role demands a visionary leader who can balance strategic thinking with operational oversight and is committed to the values of the organization.

Travel Percent
Less than 10%

Functions

• Finance