Senior Mortgage Funding Specialist (WFH - WA, ID, OR, CA)

More than 135 years ago, we started with core values that never go out of style: listen, learn and help businesses and individuals reach their goals. These core values shape our culture, and we were recently Great Place to Work Certified because of our outstanding workplace culture and employee experience. As well, our financial strength and stability are key reasons Forbes named us one of the Best 100 Banks in America for the ninth consecutive year.

With more than $16 billion in assets and 135 branch locations throughout Washington, Oregon, Idaho, and California, we understand our role in the economy and take that responsibility seriously. In addition to offering a source of capital to personal banking clients and businesses of all sizes, we place a high importance on employee volunteerism and donate millions of dollars each year to community organizations.

As a Senior Mortgage Funding Specialist, you'll play a key role in helping borrowers reach an important milestone by ensuring mortgage loans close accurately, efficiently, and on time. In this role, you'll partner with internal teams, settlement agents, and borrowers to navigate complex closing scenarios, resolve issues, and deliver an exceptional closing experience while maintaining compliance with regulatory and investor requirements.

• Manage loan file closing activities, including preparing and validating Closing Disclosures and closing packages to ensure accuracy, completeness, and funding readiness.
• Respond to internal and external inquiries related to loan closing and funding activities, including handling complex or time-sensitive situations. Identify, investigate, and resolve non-routine closing and funding issues, including discrepancies related to fees, documentation, and loan conditions.
• Apply regulatory, investor, and internal guidelines to ensure accurate disclosures, compliant closings, and funding standards are met.
• Maintain and validate loan data and closing documentation to ensure accuracy, completeness, and alignment with system requirements.
• Manage an assigned closing pipeline by prioritizing workload, coordinating timelines, and ensuring loans close efficiently and on schedule.
• Support reporting and pipeline tracking efforts by maintaining accurate loan statuses and proactively identifying potential delays.
• Partner with settlement agents, borrowers, loan officers, and internal teams to resolve complex loan scenarios and support successful loan closings.
• Ensure adherence to regulatory, investor, and internal requirements while supporting audit readiness and maintaining high-quality documentation standards.

• You have a High School Diploma or G.E.D. (Required).
• You have 4 or more years of experience in mortgage funding, loan closing activities, transaction processing, and issue resolution (Required).
• You understand mortgage closing and funding processes and have demonstrated success managing complex transactions (Required).
• An equivalent combination of education and experience can be considered in lieu of a degree.

• You have strong knowledge of mortgage loan closing and funding processes, including documentation review, funding requirements, and closing coordination.
• You understand regulatory and investor requirements that impact disclosure accuracy, closing compliance, and funding activities.
• You can identify and assess risks within the closing and funding process and resolve non-routine issues effectively.
• You are comfortable using systems, reporting tools, and loan platforms to monitor pipelines, track statuses, and address discrepancies.
• You communicate clearly and professionally with borrowers, settlement agents, loan officers, and internal partners.You build strong collaborative relationships and work effectively across teams to support timely loan closings.
• You thrive in a fast-paced environment, balancing multiple priorities and adapting to changing deadlines.
• You enjoy sharing knowledge and providing guidance that supports team consistency and overall effectiveness.

• Accountability
• Teamwork
• Quality
• Do the Right Thing

"I have the opportunity to learn and grow every day in my current role. I love the work life balance, knowing that we work hard, and strive for high performance but we are celebrated." – Glassdoor review

• Targeted starting salary range (based on experience and geography): $24.19 - $31.87
• Annual incentive potential
• Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and lifePaid vacation time, sick time and 11 company paid holidays
• 401k (with up to 4% match)
• Tuition reimbursement

Review Banner's employee benefits at: Employee Benefits | Banner Bank

Please take time to review Banner Bank's Consent & Privacy notice before applying.

Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship, marital status, age, disability or protected veteran status.

Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings . Resumes submitted to any Banner Bank employee by a third-party agency and/or search firm without a valid written and signed search agreement, will become the sole property of Banner Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.