Commercial Risk Account Manager

If you are an individual that understands the importance of customer service, being a team player, and has extensive knowledge in the insurance industry (commercial lines of property & casualty); as well as value the ability to act with agility and flexibility as we grow our team, we are interested in learning more about your background. We are looking for an Commercial Risk Account Manager to join our team.

Our Company:
Enscoe Long Insurance Group, LLC (ELIG) is a client-driven boutique agency providing customized insurance solutions in employee benefits and property-casualty. We deliver cost-effective, high-quality products and services to create and protect long-term sustainability for each client we serve. 
Your Role -Commercial Risk Account Manager:

• Serve as a trusted partner to clients, producers, and carriers by delivering timely, high-quality service and acting as a liaison between all parties.
• Support account executives and producers in the marketing, quoting, and placement of new and renewal commercial insurance business.
• Market commercial insurance accounts to multiple carriers, including preparing and submitting applications, loss runs, financials, and other underwriting documentation.
• Solicit, analyze, and negotiate quotes from insurance carriers and wholesalers to secure competitive coverage terms and pricing.
• Review, compare, and evaluate policy forms, terms, conditions, exclusions, and pricing to identify coverage gaps and recommend risk mitigation solutions.
• Prepare professional proposals and coverage recommendations for presentation to producers and clients.
• Process policy servicing tasks including endorsements, audits, certificates of insurance, cancellations, reinstatements, and related policy documentation.
• Research and respond to client inquiries regarding coverage, policy terms, and risk exposure questions.
• Maintain strong relationships with carrier underwriters, wholesalers, vendors, and internal team members to support successful account placement and retention.
• Monitor carrier appetites, underwriting guidelines, and market trends to identify opportunities for optimal coverage placement.
• Assist with remarketing efforts as needed to improve coverage, pricing, or carrier stability.
• Ensure compliance with agency procedures, carrier guidelines, and documentation standards within Applied Epic

Your Qualifications: 

• Bachelor's degree in business or related area preferred.
• Minimum of three years of experience in property and casualty customer service preferred.
• Property and casualty license (PA) required.
• Maintain a current knowledge of industry legislation and compliance issues including, but not limited to, Property, General Liability, Workers’ Compensation, Auto, Umbrella coverage and others. Review contracts to ensure accurate insurance language.
• Strong verbal and written communication skills, interpersonal skills and organizational skills.
• Ability to work independently in a fast-paced, relationship-driven, team environment.

Your Opportunities for Growth, Compensation, & Benefits:

• Remote work
• Competitive total compensation and benefits package (health/dental/vision/disability/life insurance/401(k) match.)
• Generous paid time off.
• Option to earn yearly residual commissions on house accounts along with new business opportunities if you choose to solicit and develop new clients.
• Professional development opportunities along with internal training and mentoring.

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