Business Underwriter II

Underwriter

Under general direction of management, an underwriter is responsible for the company's loan production process for multiple states, including analyzing and approving or declining credit requests with a focus towards maintaining a high-quality loan portfolio and ongoing process improvements while maintaining strong business relationships and partnerships throught the bank.

• Evaluate the overall credit worthiness of individuals and their ability to meet their financial obligations for traditional creditbased products as well as a variety of "structured" banking transactions, traded products, and underwriting activities
• Review proposed transactions against the credit standards set by the organization
• Monitor the Bank's credit exposure by industry and product/transaction type to ensure adherence to the exposure limits set by the Bank
• Maintain focus on daytoday deliverables, developing solutions based upon subject expertise, and occasionally representing the department at a broader level
• Ability to independently make decisions underwriting all loan product requests while adhering to Bank Policy and Procedures.
• Work in a fast-paced environment while working with business partners to deliver exceptional customer service to internal and external customers. Work closely with Loan Processors to assure decisions are made in a timely manner and delivered to branch.
• All employees are responsible for internal controls in the performance of their assigned duties. Internal control responsibilities are established in various policies, procedures, and documents, including the Code of Conduct.
• Actively learns, demonstrates, and fosters the Columbia corporate culture in all actions and words
• May be asked to coach, mentor, or train others and teach coursework as subject matter expert.
• Demonstrates compliance with all bank regulations for assigned job function and applies to designated job responsibilities knowledge may be gained through coursework and on-the-job training. Keeps up to date on regulation changes.
• Follows all Bank policies and procedures, compliance regulations, and completes all required annual or job-specific training.
• Maintain a working knowledge of Bank's written policies and procedures regarding Bank Secrecy Act, Regulation CC, Regulation E, Bank Security and other regulations as applicable to this job description.
• Takes personal initiative and is a positive example for others to emulate.
• Embraces our vision to become "Business Bank of Choice"
• May perform other duties as assigned.

The pay range for this role is $74,655 - $100,616.

The pay rate for the selected candidate is dependent upon a variety of non-discriminatory factors including, but not limited to, job-related knowledge, skills, and experience, education, and geographic location. The role may be eligible for performance-based incentive compensation, and those details will be provided during the recruitment process.

Primary Location: Ability to work fully onsite at posted location(s).

17901 Von Karman Avenue Suite 700 Irvine CA 92614

Our Benefits:

We are proud to offer a competitive total rewards package including base wages and comprehensive benefits.

We offer eligible associates comprehensive healthcare coverage (medical, dental, and vision plans), a 401(k)-retirement savings plan with employer match for qualifying associate contributions, an employee assistance program, life insurance, disability insurance, tuition assistance, mental health resources, identity theft protection, legal support, auto and home insurance, pet insurance, access to an online discount marketplace, and paid vacation, sick days, volunteer days, and holidays. Benefit eligibility begins the first day of the month following the date of hire for associates who are regularly scheduled to work at least thirty hours weekly.

Our Commitment to Diversity:

Columbia Bank is an equal opportunity and affirmative action employer committed to employing, engaging, and developing a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected status or characteristics. If you require an accommodation to complete the application or interview(s), please let us know by email: View email address on click.appcast.io.

To Staffing and Recruiting Agencies:

Our posted job opportunities are only intended for individuals seeking employment at Columbia Bank. Columbia Bank does not accept unsolicited resumes or applications from agencies and Columbia Bank will not be responsible for any fees related to unsolicited resume submissions. Staffing and recruiting agencies are not authorized to submit profiles, applications, or resumes to this site or to any Columbia Bank employee and any such submissions will be considered unsolicited unless requested directly by a member of the Talent Acquisition team.