Head of Compliance

Head Of Compliance, US

We are seeking an experienced and commercially minded Head of Compliance, US to lead Sokin's compliance function in the US, with a particular focus on bank compliance and bank operational oversight. This is a key leadership role responsible for overseeing the US compliance framework, ensuring the business meets its regulatory obligations in a banking environment, and supporting the development of a strong and effective control culture across the organisation.

The successful candidate will act as a senior advisor to leadership and a trusted partner across Legal, Risk, Operations and Product. They will play a central role in building and maintaining a robust bank compliance framework, managing regulatory relationships, and ensuring compliance requirements are embedded into day-to-day business operations and long-term strategic plans.

Sokin is a next-generation B2B financial services provider, enabling businesses to make and receive global payments with greater speed, lower cost, and total transparency. Our mission is simple: we're simplifying global business - so businesses thrive wherever they choose to grow.

We deliver services across:

• Global payments and receivables
• Foreign Exchange (FX)
• Treasury management
• Finance reconciliations

We are rapidly expanding, with established presence in EMEA, APAC, and North America. Backed by a strong global infrastructure and industry-leading partners, we are redefining how businesses move money worldwide.

Our clients span industries from sports and entertainment to logistics and travel, and our community is growing rapidly. As we continue to expand, we're building a team of exceptional people who share our ambition to transform the future of global payments.

Key Responsibilities

• Lead and maintain Sokin's US compliance framework, ensuring alignment with applicable banking laws, regulations, supervisory guidance and internal policies.
• Act as the senior compliance lead for the US business, providing practical advice on regulatory obligations, compliance risk and control design in a banking environment.
• Oversee the development, implementation and maintenance of bank compliance programmes and controls across the US business.
• Maintain effective relationships with relevant US banking regulators and supervisory bodies, including the OCC, FDIC and Federal Reserve, and support regulatory engagement, examinations and information requests.
• Monitor and interpret regulatory developments, guidance, circulars and supervisory expectations, and ensure policies, procedures and controls are updated where needed.
• Conduct compliance risk assessments and compliance monitoring to ensure key risks are identified, managed and escalated appropriately.
• Advise senior management and governance forums on compliance issues, regulatory developments and emerging areas of risk.
• Partner closely with Legal, Risk, Operations and other internal teams to ensure compliance requirements are embedded into bank operations and business processes.
• Support the development and delivery of compliance training and help foster a culture where compliance is understood and built into day-to-day decision-making.
• Lead internal and external compliance reviews, audits and remediation activity, ensuring issues are addressed in a timely and effective way.
• Support the business through growth and change, including helping shape and strengthen the compliance framework in a developing or de novo banking environment.

What success looks like in 12 months

After 12 months, you'll be a trusted compliance lead for the US business, with strong relationships across the company and credibility with key banking regulators and stakeholders. You'll have a clear grip on Sokin's US banking regulatory obligations, with effective oversight of core compliance activity and a practical approach to managing regulatory risk.

Success in the role will look like:

• Leading a strong, well-run US bank compliance framework
• Building credibility with regulators and key internal stakeholders
• Ensuring compliance policies, monitoring and controls are operating effectively
• Giving clear, practical advice to the business on bank compliance matters
• Strengthening governance, reporting and remediation where needed
• Helping create a culture where compliance is understood, valued and built into day-to-day decision-making

A strong first year will mean the US business is well supported, well governed, and operating with confidence in a regulated banking environment.

Qualifications

• Bachelor's degree in Law, Finance, Business, or a related field.
• Significant experience in a senior compliance role within a banking environment, ideally with exposure to a de novo bank or a growing regulated institution.
• Strong knowledge of US bank regulatory requirements and supervisory expectations, including laws, regulations, guidance and circulars issued by the OCC, FDIC, Federal Reserve and other relevant bodies.
• Experience managing regulatory relationships, examinations and ongoing compliance requirements within a bank.
• Strong understanding of compliance frameworks, risk assessments, monitoring, governance and controls in a banking context.
• CRCM certification would be highly desirable.
• Excellent judgement, communication and stakeholder management skills, with a practical and commercially aware approach.

Please note, candidates will need to have the right to work in the jurisdiction that they are looking to work in. We are an equal opportunities employer committed to creating an inclusive work environment. As a growing global startup, we value agility and flexibility in our working culture. If you require any accommodations during the recruitment process, please let us know.