Senior Financial Analyst

Senior Financial Analyst – Global Treasury Controllership, Middle Office

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At American Express, we know that with the right backing, people and businesses have the power to progress in incredible ways. Whether we’re supporting our customers’ financial confidence to move ahead, taking commerce to new heights, or encouraging people to explore the world, our colleagues are constantly redefining what’s possible — and we’re proud to back each other every step of the way. When you join #TeamAmex, you become part of a diverse community of over 60,000 colleagues, all with a common goal to deliver an exceptional customer experience every day.

Global Treasury Controllership (“GTC”) is responsible for providing comprehensive transactional support, accounting & reporting for various Treasury related areas such as cash, debt, derivatives, investments, fair value, Intercompany loans and other comprehensive income. The Middle Office team is a key component of GTC and is responsible for providing Trade Support, Trade Capture, Accounting, and Analytics for various Treasury related products. The primary goal of the team is to lead and support various organization-wide efforts to all Global Treasury Operations teams and provide value added services.

Responsibilities

Role Summary:

The Senior Financial Analyst plays a key role in the GTC Middle Office team, with a primary focus on capital regulatory reporting and related controls, while also providing broader support across Treasury operations. This role supports the execution and enhancement of regulatory reporting processes, interpretation and documentation of regulatory requirements, and coordination across key stakeholders, while developing subject matter expertise across capital and Treasury activities.

How will you make an impact in this role?

• Execute and support capital regulatory reporting, including FR Y-9C, FFIEC 101, and FR Y-14Q, ensuring accurate, complete, and timely delivery of reporting requirements
• Perform capital reporting analysis, reconciliations, and variance reviews, investigating data or reporting differences and coordinating resolution with relevant stakeholders
• Develop and maintain regulatory interpretations, methodologies, procedures, and process documentation to support consistent and well-controlled reporting
• Drive process enhancements and automation opportunities to improve reporting accuracy, efficiency, scalability, and control effectiveness
• Coordinate with stakeholder teams to resolve data and methodology issues, implement reporting changes, and deliver on regulatory requirements
• Serve as a subject matter expert for capital reporting data and processes, including key data sources, system dependencies, reporting logic, and controls
• Maintain a strong control environment through execution and enhancement of key controls, documentation, issue management, and support for SOX/PRSA and other governance requirements
• Support internal and external reviews, including control testing, Internal Audit, external audit, and regulatory examinations, through documentation, analysis, and issue resolution
• Provide broader Treasury Advisory support, including cross-training across debt, derivatives, investments, collateral, and other Treasury activities to provide effective coverage as business needs evolve
• Support trade lifecycle, data quality, and operational control activities across Treasury products, helping identify and resolve exceptions and strengthen end-to-end processes
• Partner across the Treasury Advisory team to provide flexible coverage of critical Treasury processes and controls, particularly during peak reporting periods, change initiatives, or other business priorities

Qualifications

Minimum Qualifications:

• Bachelor’s degree in Finance or Accounting; CPA/CMA/ACCA certification a plus
• 2–4+ years of relevant experience (aligned to scope and ownership)
• Strong knowledge of treasury products, accounting (US GAAP), and financial markets
• Experience with regulatory reporting and capital frameworks
• Demonstrated ability to own processes and drive outcomes independently
• Ability to think outside the box for systems design and help maintain/build small scale systems in Python (key requirement)
• Ability to communicate effectively, maintain a balanced perspective and drive outcomes via effective communication
• Well organized and attention to detail – that is take ownership of tasks assigned and act independently to ensure said tasks are done pristinely with minimal management
• Advanced analytical skills with experience handling complex datasets
• Advanced Excel; experience with Bloomberg, Power BI, SQL, Python or similar tools preferred
• Experience supporting audits and control environments
• Experience in Treasury/Treasury Controllership and/or knowledge of capital markets is a plus

Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries
• Bonus incentives
• 6% Company Match on retirement savings plan
• Free financial coaching and financial well-being support
• Comprehensive medical, dental, vision, life insurance, and disability benefits
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

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The below represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.​