Portfolio Manager Team Lead
First Horizon
L ocation: On site at location listed in job posting Summary Portfolio Management Team Lead candidates are experienced commercial lending portfolio managers who have the ability to lead a team of Portfolio Managers and Credit Analysts and directly contribute to the commercial lending portfolio through their assigned partnership with local Relationship Managers. The incumbent will provide direct management to the local team of Portfolio Managers and Credit Analysts, leading talent acquisition, onboarding, and performance management. They must have a demonstrated ability to effectively contribute to the loan structuring, underwriting, origination, and portfolio management responsibilities for their assigned loan portfolio. Borrowers under the incumbent’s management will typically have revenue over $30 million and can exceed $100 million. Candidates who have previous managerial experience, the ability to coach and develop talent, and possess a deep understanding of First Horizon’s credit policy, processes and risk appetite are preferred. The incumbent must work well in a team-focused setting and is comfortable balancing competing priorities in a deadline driven environment. Key Responsibilities Include Managerial Responsibilities include: Leads talent acquisition, onboarding, and new hire training for Portfolio Managers and Credit Analysts Establishes regular performance management routines for direct reports, setting goals and providing support to achieve progress towards goal. Develops the skills of direct reports by providing training, feedback, and coaching at the group and individual level. Completes regular monitoring of Market/LOB portfolio management reports, keeping Market/LOB leader apprised of portfolio management metrics and performance. Leads commercial portfolio management meetings, including Market Asset Quality Meetings. Monitors workflow and capacity across the team, making adjustments to ensure production deadlines and portfolio management standards are met. Ensures Portfolio Managers on the team are effectively engaging and working with their Credit Analyst partners, delegating increasingly complex assignments to promote Credit Analyst development. Leads the analysis, underwriting, origination, and portfolio management of loans in a commercial loan portfolio. Utilizes loan structuring, risk identification, and risk mitigation skills Understands and applies the Bank’s risk grading methodology and credit appetite Manages complex relationships with ability to understand both C&I and income-producing real estate (CRE) borrowers. Partners with Relationship Managers to call on current or potential clients; understands and identifies needs for commercial products and services; develops lending proposals; identifies cross-sell opportunities. Maintains oversight of post-approval due diligence requirements and commercial loan documentation preparation. Maintains satisfactory portfolio management metrics, ensuring credit quality and portfolio servicing are maintained in an acceptable manner. Qualifications Include Minimum 6 to 8 years of commercial underwriting and portfolio management experience Ability to read, analyze and interpret financial reports and legal documents; performs simple to complex calculations; effectively researches, analyzes and evaluates information to make decisions, solve problems and achieve goals Ability to read and listen, understand and communicate information and ideas in a clear and understandable manner, both orally and in writing with senior executives, business unit management and staff, state and federal regulators and officials, significant business partners, commercial lending prospects and clients. Strong written and oral communication skills. Strong organizational and customer service skills. Strong computer skills required with the following programs: Word, Outlook, PowerPoint, and highly proficient skills with Excel. About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at . Benefit Highlights Medical with wellness incentives, dental, and vision HSA with company match Maternity and parental leave Tuition reimbursement Mentor program 401(k) with 6% match More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor. #J-18808-Ljbffr
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