Commercial Lender - Banking

Job Summary We have exciting opportunities for a Commercial Lender in the greater Chicagoland area. Responsible for originating, underwriting and closing Commercial Loans and managing a loan portfolio in accordance with Bank policies and regulatory lending guidelines along with developing, maintaining and servicing loan customers and cross selling of bank products to expand existing and new relationships. As well as providing community involvement in roles deemed necessary for future professional growth and maintaining the Bank's image as a Community Bank.

Duties And Responsibilities Call on existing customers to retain and expand relationships

Develop new customers and prospects to achieve individual goals

Interview prospective customers to understand their loan request and business

Provide financial consultation and analysis to assist customers in determining their borrowing capacity

Gather financial statements, analyze the loan request and physically inspect collateral

Structure and price the loan within the Bank's underwriting and pricing guidelines

Underwrite loan files through evaluation of appraisals, title insurance, credit reports and other loan specific criteria

Respond promptly to underwriting questions or additional documentation while loan request is in Credit to minimize the turnaround time from loan request to closing

Review and familiarise themselves with policy and procedure changes to ensure they are in compliance

Review loan presentations for accuracy and compliance with Loan Policies and pricing guidelines prior to submitting for approval

Make recommendations of loans for approval under bank policy and pricing guidelines

Review loan documents, thoroughly, prior to the borrower signing to ensure accuracy and all required loan documents are included

Actively participate in Officer Loan Committee with questions and suggestions to improve credit requests and voting promptly

Accurate timing of loan renewals with review of risk, rates and fees

Timely collection of updated financial information for existing customers

Participate in social, service & community organisations

Expand banking relationships from Transactional to Primary by promoting and explaining other bank products and through joint calling efforts with other lines of business

Enter sales calls and referrals in Salesforce promptly so all calls for the month are entered by month end

Remain current with all compliance testing by completing assignments on or prior to the due date

RELATIONSHIPS AND CONTACTS High degree of interaction with Chief Business Banking Officer, Business Banking Team Leader, Business Bankers, Business Banking Assistants, customers, prospects, third parties, personnel from loan administration, Credit, and banking centres as it relates to commercial products.

Maintain confidentiality of all bank records.

Qualifications Bachelor's degree in business related field.

Annual commercial loan originations consistently at or above the minimum for their level

Must be able to work on multiple projects in a fast-paced environment while never compromising quality

Must be able to communicate with Chief Business Banking Officer, Business Banking Team Leader, Business Bankers, bank personnel, customers, prospects and third parties.

Must be able to work with financial information, analyze data and use prudent judgment when making decisions.

Knowledge of bank software: Word, Excel, Microsoft Office, nCino, Salesforce and pricing software.

Minimum of 3 to 5 years in banking, Credit or Lending experience preferred

Ability to extract and analyze data to identify and resolve exceptions

Goal orientated and proactive individual focused on results set forth by bank's strategic plan

About Us For over a century, Peoples Bank has served as a cornerstone of customer commitment, helping our communities thrive and continuously supporting our community members. Proudly bearing the Finward name as a Finward Company, our logo symbolizes our unwavering dedication to financial excellence, advanced technology, and elevating the customer journey.

Headquartered in Munster, Indiana, Peoples Bank offers an extensive array of consumer, business, and wealth management solutions, alongside cutting-edge digital banking services. With conveniently located Peoples Banking Centres spread across Northwest Indiana and Chicagoland, we uphold a tradition of delivering top-notch performance to our valued residents.

At Peoples Bank, we are driven by a passion for fostering success within our customer base and communities. Anchored in our core values of Stability, Integrity, Community, and Excellence, we are committed to building strong partnerships with our customers and communities to help them achieve financial success. Through innovative engagement and technology, we ensure an exceptional customer experience at every turn.

For more information on benefits visit the Careers page of our company website at

Peoples is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.

Equal Housing Lender/ Member FDIC

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