Head of Risk Business Management (f/m/d)

Risk Management – Collections Strategy – Vice PresidentHelp shape how a leading Cards business identifies emerging risk and improves customer outcomes—before charge-off. You'll turn complex collections data into clear, actionable strategy that influences senior decisions and drives measurable performance improvement. Partnering across teams, you'll challenge assumptions, elevate monitoring, and strengthen risk discipline through best-in-class analytics. This is a high-visibility role for a curious, rigorous leader who thrives in fast-paced, data-driven environments.As a Risk Management – Collections Strategy – Vice President in the Collections Pre Charge-off Team (Cards), you will own analytics and risk monitoring that help ensure the business operates within established risk parameters while delivering long-term performance goals. You'll independently develop insights, diagnose performance trends, and translate findings into practical recommendations for senior leaders and key stakeholders. You'll also lead the development and delivery of MIS and reporting solutions to ensure performance and risk signals are timely, accurate, and decision-ready.This role offers the opportunity to influence strategy, improve operational performance through root-cause diagnostics, and continuously enhance risk management processes through new tools, methodologies, and external perspective.Develop comprehensive analytics to measure, evaluate, and challenge key collections initiatives and performance outcomesIdentify emerging trends and performance shifts using statistical, quantitative, and data-mining methodologiesAnalyze collections data to deliver diagnostics, insights, and opportunities for strategy and process improvementConduct root-cause analyses to isolate drivers of performance and quantify impact (e.g., processes, customer behavior, policy, macro factors)Generate clear, actionable recommendations that inform senior leadership decisions and prioritize high-value actionsPrepare detailed risk monitoring materials and performance narratives tailored to senior management and stakeholder needsPresent findings, insights, and strategic implications to multiple levels of management with clarity and confidenceLead the design, build, and delivery of MIS dashboards and reporting solutions that enable timely risk and performance managementPartner across functions to align on definitions, monitoring frameworks, measurement approaches, and implementation plansMonitor internal and external behavioral signals, industry trends, regulatory changes, and best practices to continuously improve risk management processesDrive continuous learning and adoption of new tools and technologies to enhance analytical rigor, speed, and scalabilityRequired Qualifications, Capabilities, and Skills:Bachelor's degree or higher in a quantitative discipline (e.g., Finance, Statistics, Economics, Mathematics, Operations Research, or similar)Minimum 7 years of professional analytics experience supporting business strategy, risk, or performance managementDemonstrated ability to structure ambiguous problems and execute end-to-end analyses with strong critical thinking and attention to detailProven experience applying statistical, quantitative, and/or data-mining techniques to identify trends and explain performance outcomesStrong ability to translate complex analysis into practical solutions and concise, executive-ready conclusionsExperience producing risk/performance monitoring outputs (e.g., recurring reports, scorecards, KPI frameworks, executive summaries)Strong communication skills with the ability to present insights clearly to stakeholders at varying levels of seniorityTrack record of working independently, exercising sound judgment, and delivering results with minimal oversightStrong collaboration skills with ability to influence without authority and align teams around data-driven actionsDemonstrated agility in learning and applying new tools and technologies to improve analytical deliveryResults orientation with high ownership, accountability, and a commitment to quality and control disciplinePreferred Qualifications, Capabilities, and Skills:Experience in credit risk and/or collections analytics, especially within Cards, consumer lending, or pre charge-off strategyExpertise in MIS/reporting solution development, including scalable, automated, and trusted executive reportingStrong stakeholder management skills, including comfort challenging constructively and driving alignment across teamsExperience monitoring external factors (industry, regulatory, macro/consumer signals) and translating them into risk implicationsAbility to craft executive narratives connecting data, risk appetite, operational realities, and strategic trade-offsContinuous improvement experience, including identifying gaps and implementing sustainable enhancementsComfort in fast-paced environments with changing priorities while maintaining high standards of accuracy and control