Vice President , Commercial Finance (Underwriter)

Job Overview Ares Management Corporation is seeking an Underwriter to join the Ares Commercial Finance (ACF) Group. This role will manage all aspects of closing new asset‑based financing transactions up to $300million. Responsibilities Review, evaluate and determine risk factors, pricing, and transaction structure. Perform financial, customer, supplier, regulatory and industry due diligence. Manage communication with target company, Business Development Officer, Portfolio Manager and/or Investment Committee. Prepare early read memos for credit committee review and approval. Review third‑party due diligence for each opportunity and resolve any outstanding concerns. Perform collateral analysis and review. Prepare and present Investment Committee materials for approval. Participate in negotiations and legal documentation review for each transaction. Participate in conference calls and meetings with senior and executive management as needed. Recommend each transaction for approval or declination. Respond to target company requests in a timely manner. Keep current on industry standards, market trends and regulatory changes. Prepare special reports and analysis as needed. Comply with established policies and procedures. Collaborate with Portfolio Managers to ensure a smooth handoff post‑closing. Provide detailed underwriting summaries and risk assessments/KPIs to guide ongoing monitoring. Review and confirm funding mechanics, including lockbox arrangements and cash dominion. Perform other duties as assigned. Qualifications Bachelor’s degree from a four‑year college or university; preferably in Accounting/Finance or Business. Three or more years as a credit officer / underwriter, preferably with an asset‑based lending institution. Advanced knowledge of corporate finance and leveraged lending, including Asset‑Based Lending practices and procedures. Advanced knowledge of accounting principles, practices, methods and procedures. Skill in financial statement, cash flow, credit and collateral analysis. Skill in spreading and modeling financials. Skill in negotiating legal documents. Skill in conflict resolution. Ability to convert financial data into a narrative report articulating the financial condition of the target company and its principals. Ability to draw thoughtful and relevant conclusions based on analysis. Ability to use judgment and arrive at an underwriting decision based on available information. Influence internal and external partners to achieve results on behalf of investors. Make decisions independently and effectively explain proposed solutions to stakeholders. Provides oversight and direction on complex deals and other key business initiatives to ensure alignment with strategic goals. Effectively manages several transactions and/or projects at the same time. Ability to utilize software packages including financial/accounting software and MS Office. Ability to communicate effectively verbally and in writing. Ability to establish and maintain effective working relationships with employees, clients and outside contacts. Proactively build capabilities in team members by providing ongoing coaching and learning opportunities. Create a supportive environment where people are comfortable raising issues and making mistakes. Compensation and Benefits Salary Range: $140,000.00 – $200,000.00 (base salary). Total compensation may also include a discretionary performance‑based bonus. The firm also offers robust core benefits including comprehensive medical, dental and vision plans; 401(k) with company match; flexible and health savings accounts; life, long‑term and short‑term disability insurance; employee assistance program; commuter benefits; and additional programs such as mental health, mindfulness, financial wellness, new parent leave, reproductive and adoption assistance, emergency backup care, matching gift program and education sponsorship. Equal Employment Opportunity Statement Ares Management LLC (together with its related operating and administrative subsidiaries) is an equal employment opportunity employer and considers all applicants for employment without regard to race, color, religion, ethnicity, creed, sex, age, national origin, alienage or citizenship status, disability, medical condition, pregnancy, marital status, partnership status, sexual orientation, status regarding public assistance, military or veteran status, domestic violence victim status, gender identity and expression, transgender status, genetic information, status as unemployed, political affiliation or any other characteristic protected by federal, state or local law. Ares Management will consider for employment qualified applicants with criminal histories in a manner consistent with the requirements of the Fair Chance Initiative for Hiring Ordinance. #J-18808-Ljbffr