VP of Lending

VP Of Lending

Midland Credit Union seeking a VP of Lending. This role is responsible for ensuring compliance, process consistency, operational quality, and the successful execution of lending strategies in alignment with organizational growth goals. Provides day-to-day coaching and development for Sr. Lending staff, acts as the primary point of contact for lending operations issues, and supports the CLO in initiatives to enhance member experience, mitigate risk, and drive loan portfolio growth.

Responsibilities

• Directly oversees Direct Lending and Indirect Lending Operations teams, ensuring performance excellence and operational efficiency in accordance with Credit Union policies, objectives, and regulatory requirements.
• Provides leadership, coaching, and development for lending staff, fostering an environment of continuous learning, accountability, and professional growth.
• Ensures compliance with all applicable laws, regulations, policies, and procedures, implementing process improvements and quality control measures to mitigate operational and regulatory risks.
• Acts as the primary point of contact for lending operations issues, proactively identifying and resolving challenges to maintain seamless service delivery and member satisfaction.
• Develops, analyzes, and presents lending portfolio reports to the Head of Lending, CLO, and CEO regularly. Creates readable graphic reports to support decision-making.
• Leads operational execution for lending initiatives, ensuring process consistency and alignment with the organization's strategic goals to optimize member outcomes.
• Supports innovation in lending products, technology enhancements, and service delivery models, collaborating with executive leadership to advance the Credit Union's growth and member experience strategy.
• Manages vendor relationships related to lending operations, ensuring top-level service, cost-effectiveness, and alignment with Credit Union objectives.
• Develops, proposes, gains acceptance for, and implements lending program policies and strategies, leading activity related to new product development and rollouts.
• Performs a variety of other duties as assigned or directed.

Requirements Experience

• Five to ten years of progressive leadership experience in lending operations within a financial institution.

Education

• A bachelor's degree in finance, business or related field is required.

Skills

• The ability to motivate or influence others is a material part of the job, requiring a significant level of diplomacy and trust. Obtaining cooperation (internally and/or externally) is an important part of the job.
• Has supervisory/managerial responsibilities that are direct or through work leaders or assistants. Estimates personnel needs and assigns work to meet these needs. Supervises, coordinates, and reviews the work of assigned staff. Recommends candidates for employment, conducts performance evaluations and salary reviews for assigned staff, and applies company policy.
• Must have an in-depth understanding of and ability to interpret regulations affecting direct and indirect lending programs.

It is the policy of Midland Credit Union to provide equal employment opportunities to all applicants and employees without regard to any legally protected status such as race, color, religion, gender, national origin, age, disability or veteran status.