Commercial Credit Analyst

Completes daily duties of underwriting and monitoring credit while performing analytical activities and identifying risks or issues Drafts credit approval documents and review memos for loans and other ancillary products Prepares succinct credit approval memos with minimal errors Completes ongoing portfolio monitoring, including covenant tracking and financial statement reviews Identifies and determines monitoring analysis activities required Verifies covenants and defines updates needed on ticklers Monitors covenant completion and tracks past due or out of compliance covenants and recommends appropriate course of action Responsible for understanding and evaluating completed spreads to determine necessary edits Generates and provides various pipeline and portfolio reporting as needed to credit leadership Prepares Criticized Period Reviews reports with oversight Responsible for running projection models Ensures accuracy, integrity, and timeliness of credit data across internal systems and reports Identifies emerging risks or negative trends and escalates appropriately Maintains a working knowledge of Bancorp credit policies, guidelines and procedures Requirements Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting) 2+ years of Commercial Banking experience. Sound Financial and risk analysis understanding, including the ability to develop financial models Extensive Knowledge of banking products and services Knowledge of corporate business structure and legal documents General knowledge of U.S. government and regulation Proficiency in internal banking applications Strong verbal and written communication skills Demonstrated strong problem-solving and analytical skills, with the ability to manage and prioritize multiple tasks while maintaining close attention to detail. Proficient in all Microsoft Office software. Core Competencies Demonstrates expertise in credit underwriting, risk analysis, and financial modeling, with a strong understanding of banking products and compliance regulations. Proficient in preparing credit approval documents and conducting portfolio monitoring to ensure data integrity and timely reporting. Highest-signal resume keywords Credit Underwriting Risk Analysis Financial Modeling Portfolio Monitoring Microsoft Office Proficiency ATS Optimization Keywords Hard Skills Credit Approval Documentation Covenant Tracking Financial Statement Review Data Integrity Management Projection Modeling Analytical Activities Emerging Risk Identification Financial Analysis Banking Products Knowledge Compliance Understanding Soft Skills Strong Communication Skills Problem-Solving Skills Attention to Detail Task Prioritization Analytical Skills Industry Keywords Commercial Banking Bancorp Credit Policies Corporate Business Structure Legal Documents U.S. Government Regulations Tools & Technologies Internal Banking Applications #J-18808-Ljbffr Jobtailor